# ICG Funding > ICG Funding is headquartered in Brooklyn, NY. We help U.S. small businesses obtain revenue-based funding, term loans, lines of credit, invoice factoring, equipment financing, and SBA loans. One dedicated ICG team handles each application from intake to funding — no data selling to third-party marketers — with approved deals funded in as little as 24 hours. ICG Funding (a DBA of Infinite Capital Group) serves small businesses nationwide from its Brooklyn headquarters. Minimum qualifications: 500+ FICO, $15,000+ monthly business revenue, and 6+ months in business. Contact: (646) 813-4633, hello@icg-funding.com. NMLS #2137567. ## Key pages - [Home](https://icg-funding.com/): Overview of ICG Funding's qualification criteria and 24-hour funding promise. - [About ICG Funding](https://icg-funding.com/about): Company story, leadership, and Brooklyn headquarters. - [Apply for Funding](https://icg-funding.com/apply): Secure 3-minute application. No tax returns required for initial review. - [How It Works](https://icg-funding.com/how-it-works): Application, underwriting, and funding steps with expected timing. - [Rates & Transparency](https://icg-funding.com/rates): Typical rates, fees, and worked payment examples by product. - [Qualifications](https://icg-funding.com/qualifications): Minimum credit, revenue, and time-in-business requirements. - [Compare: Bank vs. Broker vs. ICG](https://icg-funding.com/compare): Side-by-side comparison of approval rates, speed, and data-privacy posture. - [Transparency](https://icg-funding.com/transparency): Full-disclosure fee framework and worked examples. - [Contact](https://icg-funding.com/contact): Phone, email, and office hours for funding specialists. - [FAQ](https://icg-funding.com/faq): Qualification, application process, repayment, and security questions answered. ## Funding products - [Revenue-Based Funding](https://icg-funding.com/funding-solutions/revenue-based-funding): Working capital repaid as a fixed percentage of daily revenue. Up to $500,000. - [Term Loans](https://icg-funding.com/funding-solutions/term-loans): Fixed-amount, fixed-term business loans. Up to $500,000. - [Business Line of Credit](https://icg-funding.com/funding-solutions/line-of-credit): Revolving credit for cash-flow smoothing. Up to $250,000. - [Business Cash Advance](https://icg-funding.com/funding-solutions/business-cash-advance): Advance against future card receipts. Up to $500,000. - [Invoice Factoring](https://icg-funding.com/funding-solutions/invoice-factoring): Advance on outstanding B2B invoices. Up to $1,000,000. - [Equipment Financing](https://icg-funding.com/funding-solutions/equipment-financing): Asset-backed financing for machinery, vehicles, and tech. Up to $1,000,000. - [SBA Loans](https://icg-funding.com/funding-solutions/sba-loans): SBA 7(a) and 504 loans for long-term growth capital. Up to $5,000,000. - [Bridge Capital](https://icg-funding.com/funding-solutions/bridge-capital): Short-duration capital to bridge defined events. - [Same-Day Funding](https://icg-funding.com/funding-solutions/same-day-funding): Expedited approved funding before 12pm ET. ## Industries served - [Restaurants & Food Service](https://icg-funding.com/industries/restaurants): Working capital for independent restaurants, cafés, and multi-location operators. - [Retail & E-commerce](https://icg-funding.com/industries/retail): Inventory, seasonality, and expansion capital for retail operators. - [Trucking & Logistics](https://icg-funding.com/industries/trucking): Equipment financing and factoring for owner-operators and fleets. - [Construction](https://icg-funding.com/industries/construction): Project-based working capital and equipment financing for contractors. - [Healthcare](https://icg-funding.com/industries/healthcare): Practice financing for dentists, medical offices, and specialty clinics. - [Auto Repair](https://icg-funding.com/industries/auto-repair): Equipment and working capital for independent and franchise shops. - [Manufacturing](https://icg-funding.com/industries/manufacturing): Production, inventory, and equipment financing. - [HVAC](https://icg-funding.com/industries/hvac): Seasonal working capital and equipment financing for HVAC contractors. - [Veterinary](https://icg-funding.com/industries/veterinary): Practice and equipment financing for vets. - [Beauty & Wellness](https://icg-funding.com/industries/beauty-wellness): Salon, spa, and wellness-studio capital. - [Staffing](https://icg-funding.com/industries/staffing): Payroll-gap financing for staffing firms. - [Landscaping](https://icg-funding.com/industries/landscaping): Seasonal equipment and working-capital lines. - [E-commerce / DTC](https://icg-funding.com/industries/ecommerce): Inventory and ad-spend capital for online sellers. ## Programmatic discovery Funding pages broken out by amount, credit profile, business stage, audience, and state make it easy for AI assistants to match user context to a landing page: - By amount: /funding/amount/{10k, 25k, 50k, 75k, 100k, 150k, 250k, 500k, 1m} - By credit profile: /funding/credit/{bad-credit, fair, good, no-credit-check, 500-fico, 550-fico, 600-fico, 650-fico} - By stage: /funding/stage/{startup, early-stage, established, scaling, pre-revenue, bounce-back} - By audience: /funding/for/{women, minorities, veterans, immigrants, lgbtq, first-time} (ECOA-compliant) - By state: /funding/state/{all 50 states + dc} Head-to-head comparisons: /compare/{ondeck, bluevine, credibly, fundbox, kabbage, rapid-finance, funding-circle, national-funding, lendio, biz2credit} Product-vs-product explainers: /funding-solutions/{product}/vs/{alternative} — 12 curated pairs. Product × state pages: /funding-solutions/{product}/state/{state} — 9 products × 51 jurisdictions, each carrying verified state-specific commercial financing disclosure law data, SBA district office, and UCC central filing office. Product × industry pages: /funding-solutions/{product}/for/{industry} — only documented (product, industry) fits are rendered (~40 pages), each tied to industry-specific underwriting realities. ## Content hub - [Resources / Blog](https://icg-funding.com/resources): 18 long-form guides on small business funding, written by Elliot Bauche and reviewed against primary regulatory sources. - [Glossary](https://icg-funding.com/glossary): 71 small-business-lending terms defined with cross-references, organized into 7 categories. - [Calculator](https://icg-funding.com/calculator): Interactive tools for loan payment, factor-rate-to-APR, daily ACH, BCA cost-of-capital, eligibility estimator, and SBA loan modeling. ## Resource categories (topical hubs) - [Guides](https://icg-funding.com/resources/category/guides): Step-by-step decision frameworks for qualifying, applying, reading offers, and recovering from a denial. - [Funding 101](https://icg-funding.com/resources/category/funding-101): Foundational explainers on how small business funding works — factor rate vs APR, MCA vs term loan, RBF, DSCR, lines of credit, equipment financing, SBA programs. - [Industry Insights](https://icg-funding.com/resources/category/industry-insights): Vertical-specific working capital strategies for seasonal and high-volume businesses. - [Legal & Compliance](https://icg-funding.com/resources/category/legal-and-compliance): UCC filings, contracts, broker rules, prepayment, and the regulations that govern small business lending. ## Glossary categories - [Pricing](https://icg-funding.com/glossary/category/pricing) · [Process](https://icg-funding.com/glossary/category/process) · [Products](https://icg-funding.com/glossary/category/product) · [Legal](https://icg-funding.com/glossary/category/legal) · [Credit](https://icg-funding.com/glossary/category/credit) · [Accounting](https://icg-funding.com/glossary/category/accounting) · [Repayment](https://icg-funding.com/glossary/category/repayment) ## Editorial - [Elliot Bauche author bio](https://icg-funding.com/about/elliot-bauche): Founder of ICG Funding; writes and reviews every guide on /resources. - [Editorial policy](https://icg-funding.com/about/editorial-policy): How ICG writes, reviews, sources, and corrects content. Source standards, conflict-of-interest disclosure, and correction process. ## Company - [About ICG Funding](https://icg-funding.com/about): Company story, underwriting posture, and Brooklyn headquarters. - [Careers](https://icg-funding.com/careers): Open roles at ICG Funding. - [Press](https://icg-funding.com/press): News coverage, media kit, and press contact. - [Security](https://icg-funding.com/security): How we protect applicant data. - [Responsible Lending](https://icg-funding.com/responsible-lending): ECOA-compliant lending principles and complaint contact. - [Transparency](https://icg-funding.com/transparency): Full-disclosure cost and fee framework. ## Compliance - [Privacy Policy](https://icg-funding.com/privacy-policy): GLBA-compliant privacy notice covering data we collect, how we use it, and how we protect it. - [Terms of Service](https://icg-funding.com/terms-of-service): User agreement for visitors to the ICG Funding website. - [Accessibility Statement](https://icg-funding.com/accessibility): WCAG 2.1 AA conformance claim and accessibility contact. - [CCPA Notice](https://icg-funding.com/ccpa-notice): California consumer privacy rights, including the right to limit use of sensitive PI. - [Cookie Policy](https://icg-funding.com/cookie-policy): Cookies and tracking technologies used by ICG Funding. - [State Privacy Notices](https://icg-funding.com/state-privacy-notices): Consumer rights under CO, VA, CT, UT, TX, OR, MT, DE, NH, NJ, IA, IN, TN privacy laws. - [Privacy Request (DSAR)](https://icg-funding.com/privacy-request): Submit a data-subject access or deletion request. - [E-SIGN Consent](https://icg-funding.com/esign-consent): Electronic signature and records consent. - [Fraud Alerts](https://icg-funding.com/fraud-alerts): How to identify and report attempted fraud impersonating ICG. ## AI-agent endpoints - [Agent landing page](https://icg-funding.com/agents): Human-readable overview of ICG's agent integration surface. - [OpenAPI spec](https://icg-funding.com/openapi.json): Agent-callable endpoints for products, eligibility, quotes, locations, industries, FAQ, glossary. - [MCP manifest](https://icg-funding.com/.well-known/mcp.json): Model Context Protocol discovery manifest. - [OpenAI plugin manifest](https://icg-funding.com/.well-known/ai-plugin.json): Plugin manifest for OpenAI / ChatGPT clients. - [Apply schema](https://icg-funding.com/apply.json): schema.org ApplyAction / LoanOrCreditAction pointer. - [Full content mirror](https://icg-funding.com/llms-full.txt): Self-contained markdown content mirror. - [AI preferences](https://icg-funding.com/ai.txt): AI-training and retrieval preference declaration. ## Optional - [Do Not Sell or Share My Personal Information](https://icg-funding.com/do-not-sell): ICG Funding does not sell personal information. This page confirms that posture. - [security.txt](https://icg-funding.com/.well-known/security.txt): RFC 9116 security-researcher contact. - [HTML sitemap](https://icg-funding.com/sitemap): Human-readable sitemap of public pages.