Retail Working Capital Loans — Fast, Flexible Funding

ICG Funding helps retail stores, boutiques, and multi-location retailers unlock quick working capital for daily operations. Whether it’s preparing for the holiday rush or covering payroll during slow seasons, we’ve got your back.

  • Flexible loan terms and repayments

  • Same-day decisions

  • Works for lower credit tiers

  • Use funds however you need

Working Capital Funding

Who We Fund

  • Apparel and fashion retailers

  • Electronics and hardware stores

  • Specialty and gift shops

  • Beauty, cosmetics, and personal care

Common Use Cases

  • Stock up on inventory ahead of peak season

  • Run ads and local promotions

  • Pay off vendor balances

  • Fund short-term gaps in cash flow

Eligibility criteria

Get funded in 3 steps

Apply Online

Fill out the application form online

Get Approved

Your application document are approved

Receive Funding

Your business is funded in 24hrs

Other services we offer

Business Line of Credit

Small Business Term Loan

Invoice Financing

Bridge Capital

Equipment Financing