Line of Credit

A line of credit for a business is precisely what you’d expect. Offering an amount of credit at your disposal to be used on your timeline.

What’s fantastic about using a credit line is you only pay for what you use. As you pay down the LOC your available credit goes up along the way. Allowing your cash flow to work for you and at your pace. With a set interest rate and term, you know exactly how much your payment would be each time you access your Line of Credit, allowing you to plan ahead for your business opportunities.

Is a Credit Line for Me?

A credit line is perfect for a business to have the option of immediate financial assistance. A credit line is optimal for emergencies or to refinance. It’s ideal if you aren’t in immediate need of money, unlike a loan where you receive a lump summed amount. If you don’t need to use the credit line, you don’t have to. It’s just nice to have the option in a pinch! There is no prepayment penalties to pay off your Line of Credit, allowing you to truly only pay for capital you access.

Do You Meet the
Following Requirements?

Time in Business

2+ Years

Minimum Revenue


Minimum FICO 650+

If you said yes to all of the above


Rick, Rick’s Transport
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So helpful to our business. They explained everything to me and answered all my questions, will for sure be using ICG again.
Tina, Area Wide Glass
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Truly enjoyed working with Eli he was professional and made all the funding options simple for us to understand. We needed to act fast to fix a piece of equipment that went down we applied on Tuesday and had our funds the next day.
Eric, KG Roofing
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Easy and straightforward process of applying and getting funded. Would recommend to anyone who needs the capital.

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