About ICG Funding
Built for the businesses banks won't fund.
A New York funding operation underwriting revenue first. One application, one point of contact, one phone call from intake to wire.
- 01 · Typical funding time24 Hours
- 02 · FICO accepted500+
- 03 · Min. monthly revenue$15K/mo
- 04 · Funding range$10K–$500K
Our story
Built because the existing answer was no.
Banks ask the wrong question. We rebuilt underwriting around the one that matters: can the business cover the payment from real revenue, today.
ICG Funding was founded to answer a question traditional banks almost always answer with silence. Can you fund the business I actually run, today.
We saw restaurant owners turned away because a credit score missed an arbitrary cutoff, despite filling their register every week. We saw contractors denied because tax returns didn't capture this month's signed contracts. We saw trucking fleets grounded because a 60-day bank review was 60 days too long.
So we built a funding operation that underwrites the way modern businesses actually earn. Revenue first. Fast. Transparent. One application, one specialist, one phone call. That is the entire promise.
How we underwrite
Three principles behind every decision.
- 01
Hands-on file review
One ICG specialist reviews your file and stays with it from application through funding. One application. One point of contact. One phone call.
- 02
Revenue over bureau
Your business revenue is the primary qualifier, not a three-digit consumer credit score. Real cash flow, real underwriting, real answers.
- 03
Speed with disclosure
Fast funding without fine-print surprises. Every rate and repayment term is disclosed in the offer before you accept anything.
Leadership
The people behind your funding decision.
Our underwriters, funding specialists, and compliance team are real people reviewing real applications — not an automated marketplace.
When you call, you talk to the same team that funds your loan and services your account. Named leadership bios are being added to this page as we finalize public introductions.
Licensing and compliance
Regulated. Disclosed. On the record.
Commercial small-business financing is regulated differently from consumer lending. ICG Funding maintains the registrations and disclosures applicable to our activities.
Where state-specific disclosures apply, they are available on request. For questions about our licensing, regulatory registrations, or required state disclosures, contact compliance@icg-funding.com.
Data privacy by design
Industry-standard encryption in transit, no data sales to brokers, and hands-on underwriting by our own team on every application. Read our full privacy policy.
Talk to a real specialist