Bridge Capital
Capital you need now, with a clear exit.
When you need capital now, not next quarter, bridge funding fills the gap. Fast approval, short terms, immediate deployment.
- Range
- $500K
- Terms
- 1–6 months
- Speed
- 24 hours
- Min FICO
- 500+
The short answer
What is bridge capital, and when should you use it?
When you need capital now, not next quarter, bridge funding fills the gap. Fast approval, short terms, immediate deployment.
- Range
- $500K
- Terms
- 1–6 months
- Speed
- 24 hours
- Min FICO
- 500+
- Min revenue
- $20K/mo
Last updated 2026-06-24
How it works
One application, three honest steps.
The same process powers every ICG product. Bridge Capital adds nothing extra. See the full walkthrough →
Step 01
Apply
Three minutes online. No documents required to start. Soft credit pull only.
Step 02
Review
One ICG team underwrites your file against bridge capital criteria. You get a decision and indicative terms.
Step 03
Fund
Sign electronically. Funds wire to your operating account, typically within 24 hours of approval.
Who it’s for
Built for businesses that fit bridge capital.
If these four lines describe your business, you very likely qualify.
Eligibility snapshot
- Time in business
- 6 months or more
- Monthly revenue
- $20K/mo
- Personal credit
- 500+
- Funding speed
- 24 hours
Common use cases
Real Estate Deposits
Secure a commercial lease or property purchase before the opportunity disappears.
Contract Fulfillment
Fund the upfront costs of a large contract you've already won.
Financing Gap
Bridge between an expiring credit facility and a new one.
Compare
Bridge Capital sits next to four other products.
One application routes you to the product that actually fits. Full side-by-side comparison →
| Product | Range | Speed | Best for |
|---|---|---|---|
| Bridge CapitalYou are here | $500K | 24 hours | Real Estate Deposits |
| Revenue Funding | $500K | 24 hours | Emergency Payroll |
| Term Loans | $500K | 24–48 hours | Business Expansion |
| Line of Credit | $250K | 24 hours | Seasonal Cash Flow |
| SBA Loans | $5M | 30–60 days | Business Acquisition |
| BCA | $500K | 24–48 hours | Card-Heavy Retail & Restaurants |
FAQs about Bridge Capital
The questions we hear most.
01How is bridge capital different from a term loan?
How is bridge capital different from a term loan?
Bridge capital is specifically for short-term needs (1–6 months) with a defined exit strategy. Term loans are for longer-term capital needs.
02What happens if I need to extend?
What happens if I need to extend?
Extensions may be available depending on your repayment history and business performance. Discuss options with your funding specialist.
By state
Available in every state we fund.
Each state page covers the local commercial financing disclosure rules, the SBA district office, and where to file UCCs for bridge capital.
- AlabamaAL
- AlaskaAK
- ArizonaAZ
- ArkansasAR
- CaliforniaCA
- ColoradoCO
- ConnecticutCT
- DelawareDE
- Washington, D.C.DC
- FloridaFL
- GeorgiaGA
- HawaiiHI
- IdahoID
- IllinoisIL
- IndianaIN
- IowaIA
- KansasKS
- KentuckyKY
- LouisianaLA
- MaineME
- MarylandMD
- MassachusettsMA
- MichiganMI
- MinnesotaMN
- MississippiMS
- MissouriMO
- MontanaMT
- NebraskaNE
- NevadaNV
- New HampshireNH
- New JerseyNJ
- New MexicoNM
- New YorkNY
- North CarolinaNC
- North DakotaND
- OhioOH
- OklahomaOK
- OregonOR
- PennsylvaniaPA
- Rhode IslandRI
- South CarolinaSC
- South DakotaSD
- TennesseeTN
- TexasTX
- UtahUT
- VermontVT
- VirginiaVA
- WashingtonWA
- West VirginiaWV
- WisconsinWI
- WyomingWY
Ready when you are
Apply for Bridge Capital. Get an answer today.
Three minutes. Soft credit pull. One ICG team from application to wire.