Compare products
Pick any two products and see amounts, terms, speed, qualifications, and a recommendation. Same data we use internally to map you to the right capital.
Interactive table
Still deciding
Submit once. Our team maps you to the right product. No credit impact, no obligation.
Time to Fund
Term Loans is the other side.
Min FICO
Term Loans is the other side.
Min Revenue
Term Loans is the other side.
Best for Emergency Payroll
Max
$500K
Time
24 hours
Min FICO
500+
Cost estimator
Illustrative midpoint pricing — your actual offer may differ.
Monthly
$11,438
Daily
$545
Total repaid
$91,500
1.22 factor rate
Fixed daily remittance auto-drafted; total repayment is fixed at funding.
Monthly
$3,601
Total repaid
$86,423
14.00% APR (midpoint)
Amortized over 24 months at midpoint APR. Your actual rate depends on credit and revenue profile.
At $75,000, Term Loans comes out ahead by $5,077 in total cost.
Key Stats
Max Amount
A
$500K
B
$500K
Terms
A
3–18 months
B
6–36 months
Time to Fund
A
24 hours
Faster
B
24–48 hours
Min FICO
A
500+
More accessible
B
550+
Min Revenue
A
$15K/mo
Easier qualifying
B
$20K/mo
Example Scenario
Amount
A
$75,000
B
$100,000
Rate
A
1.25 factor rate
B
12% APR
Payment
A
$625/day
B
$3,321/month
Term
A
150 business days
B
36 months
Total Cost
A
$93,750
B
$119,560
Revenue Funding — Use Cases
Term Loans — Use Cases
Revenue Funding — Requirements
Term Loans — Requirements
Revenue Funding — Ranges
Starter
Growth
Scale
Term Loans — Ranges
Short-term
Mid-term
Long-term
Which should I pick?
Choose Revenue Funding
Pick Revenue-Based Funding if your credit is imperfect, you need capital in 24 hours, or your revenue is seasonal and you want payments that move with cash flow.
Choose Term Loans
Pick a Term Loan if you have 550+ credit, want predictable fixed monthly payments, and the lower all-in cost of amortized interest over 1–3 years.
Also compare Revenue Funding with
