Calculator
Daily ACH Payment Estimator Right-size the holdback.
Estimate a fixed daily ACH payment and approximate payoff window on a revenue-based advance, based on a holdback applied to your average daily revenue.
Last updated Reviewed by ICG Funding
Estimate
Daily ACH payment$300.00
Total repayment$96,000
Estimated payoff window320 business days (~64.0 weeks)
How the estimate works
totalRepay = factor × advance dailyAch = holdback% × avgDailyRevenue payoffDays = ceil(totalRepay ÷ dailyAch)
This models a true revenue-based holdback. Fixed-ACH products replace the daily calculation with a flat dollar pull. Use the offer as-quoted in that case.
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