Comparison · vs Fundbox
ICG Funding vs Fundbox. An honest read.
Automated line-of-credit provider with simple terms, narrower product set than ICG.
Choose ICG over Fundbox when you need more than a small revolving line of credit, your fico is below 600, or you need funding above $150k. Choose Fundbox when you need a small, frequently used line of credit ($5k–$50k range) for predictable recurring draws and you qualify at 600+ fico.
Updated 2026-04-26
Side by side
The numbers, without the spin.
Revenue-qualified. Decision in 24 hours.
Minimum FICO
500
Time in business
6 months
Minimum revenue
$15K/month
Funding speed
24 hours
Products
Revenue-based, term, line, factoring, equipment, SBA, BCA, bridge
Typical amounts
$10K to $1M+
Data sharing
Never
Automated line-of-credit provider with simple terms, narrower product set than ICG.
Minimum FICO
600
Time in business
6 months
Minimum revenue
$100K/year
Funding speed
Same-day after approval
Products
Line of Credit, Pay-by-Invoice
Typical amounts
$1K – $150K line of credit
Data sharing
Varies
Differentiators
Where each option actually wins.
Where ICG wins
- ICG's product menu spans factoring, term loans, SBA, and equipment financing; Fundbox focuses on a single revolving line.
- ICG underwrites at 500 FICO; Fundbox typically 600+.
- ICG handles larger working-capital amounts ($250K+); Fundbox caps at $150K.
Where Fundbox may win
- Fundbox's draw/repay UX is fast and designed for frequent small draws.
- Fundbox auto-renews lines without a separate application, which can be more convenient.
Decision guide
When each option is the right call.
Choose ICG when
You need more than a small revolving line of credit, your FICO is below 600, or you need funding above $150K.
Apply with ICGChoose Fundbox when
You need a small, frequently used line of credit ($5K–$50K range) for predictable recurring draws and you qualify at 600+ FICO.
FAQ
The questions you actually asked.
Choose ICG over Fundbox when you need more than a small revolving line of credit, your fico is below 600, or you need funding above $150k. Choose Fundbox when you need a small, frequently used line of credit ($5k–$50k range) for predictable recurring draws and you qualify at 600+ fico.
Fundbox requires a 600 FICO minimum. ICG accepts 500+.
Fundbox funds in Same-day after approval. ICG funds most products in 24 hours.
You need a small, frequently used line of credit ($5K–$50K range) for predictable recurring draws and you qualify at 600+ FICO.
Next step
See your options in minutes.
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