Comparison · vs Rapid Finance
ICG Funding vs Rapid Finance. An honest read.
Broad-menu lender with a heavy BCA focus, competes head-on with ICG.
Choose ICG over Rapid Finance when you want sba, equipment financing, or factoring in addition to working-capital funding, or you prize the no-data-sharing commitment. Choose Rapid Finance when you need pure bca funding at the highest possible amount ($500k+) and you're comfortable with multi-channel marketing follow-up.
Updated 2026-04-26
Side by side
The numbers, without the spin.
Revenue-qualified. Decision in 24 hours.
Minimum FICO
500
Time in business
6 months
Minimum revenue
$15K/month
Funding speed
24 hours
Products
Revenue-based, term, line, factoring, equipment, SBA, BCA, bridge
Typical amounts
$10K to $1M+
Data sharing
Never
Broad-menu lender with a heavy BCA focus, competes head-on with ICG.
Minimum FICO
550
Time in business
3 months
Minimum revenue
$15K/month
Funding speed
Same-day
Products
BCA, Working Capital, Bridge, Term Loan
Typical amounts
$5K – $1M in working capital and BCAs
Data sharing
Varies
Differentiators
Where each option actually wins.
Where ICG wins
- ICG offers SBA 7(a) and equipment financing Rapid does not emphasize.
- ICG's no-data-sharing promise is explicit; Rapid's marketing partners can surface your application across networks.
- ICG's underwriting is Brooklyn-based with single-owner specialist assignment.
Where Rapid Finance may win
- Rapid Finance can move same-day on BCA approvals with a broader dealer network.
- Rapid can fund up to $1M on BCA-style structures; ICG caps BCA at $500K.
Decision guide
When each option is the right call.
Choose ICG when
You want SBA, equipment financing, or factoring in addition to working-capital funding, or you prize the no-data-sharing commitment.
Apply with ICGChoose Rapid Finance when
You need pure BCA funding at the highest possible amount ($500K+) and you're comfortable with multi-channel marketing follow-up.
FAQ
The questions you actually asked.
Choose ICG over Rapid Finance when you want sba, equipment financing, or factoring in addition to working-capital funding, or you prize the no-data-sharing commitment. Choose Rapid Finance when you need pure bca funding at the highest possible amount ($500k+) and you're comfortable with multi-channel marketing follow-up.
Rapid Finance requires a 550 FICO minimum. ICG accepts 500+.
Rapid Finance funds in Same-day. ICG funds most products in 24 hours.
You need pure BCA funding at the highest possible amount ($500K+) and you're comfortable with multi-channel marketing follow-up.
Next step
See your options in minutes.
One application. One specialist. One real decision in 24 hours.