FAQ · Eligibility
Is there an industry restriction?
Last updated 2026-04-16
Memorandum · From the underwriting desk
Is there an industry restriction?
ICG funds most legal industries. We specialize in restaurants, construction, healthcare, trucking, retail, and auto repair, but we are not limited to these verticals. Some restricted industries include firearms, adult entertainment, and cannabis (state-dependent).
ICG UnderwritingRef · ICG-INDUST
Practical context
How ICG evaluates eligibility
ICG looks at live business performance before it treats a file as a simple credit-score exercise. Revenue consistency, time in business, and use of funds usually matter more than a bank-style box-checking process.
- Recent business revenue and cash-flow stability
- Time in business and operating consistency
- Whether the requested product fits the actual need