FAQ · Credit & security
Is my information secure?
Last updated 2026-04-16
Memorandum · From the underwriting desk
Is my information secure?
Yes. All data transmitted through our application is protected by 256-bit SSL encryption, the same standard used by major banks. Your information is stored on encrypted servers with strict access controls.
ICG UnderwritingRef · ICG-IS-MY-
Practical context
How to evaluate credit impact and data handling
Applicants should separate two questions: whether a request affects credit, and where the application data goes. Those are different risks, and they should be disclosed separately and clearly.
- Soft pull versus hard pull timing
- Encryption, storage, and access controls
- Whether the application is sold or distributed to third parties
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