FAQ · Products
Which product is right for my business?
Last updated 2026-04-16
Memorandum · From the underwriting desk
Which product is right for my business?
Ongoing operational capital with flexible qualification? Revenue-based funding. Predictable monthly payments? Term loan. Flexible access over time? Line of credit. Equipment purchase? Equipment financing. Long-term real estate or acquisition? SBA 7(a). Your funding specialist will recommend the best fit during application.
ICG UnderwritingRef · ICG-WHICH-
Practical context
How product selection usually works
The right answer is rarely the biggest approval. It is the product whose repayment structure matches how the business collects revenue, how quickly it needs capital, and how long the capital should stay outstanding.
- Short-term working-capital needs versus long-term expansion
- Fixed payments versus revenue-sensitive remittance
- Whether collateral or invoices change the best-fit product
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