SBA district office
South Dakota District Office
For SBA 7(a) and 504 loan inquiries, this is the district office covering South Dakota businesses.
Visit SBA district pageBusiness Cash Advance · South Dakota
Business Cash Advance in South Dakota. Underwritten with local context.
A business cash advance provides a lump sum of capital in exchange for a percentage of your future daily card sales. Repayment flexes with your revenue, when sales are strong you pay more per day, when they're soft you pay less. Available to South Dakota businesses that meet ICG's underwriting criteria. Minimum FICO 500+, minimum revenue $10K/mo card volume.
- Max funding
- $500K
- Term
- 3–12 months
- Time to fund
- 24–48 hours
- Min FICO
- 500+
The short answer
Does ICG offer business cash advance in South Dakota?
Yes. ICG funds business cash advance for South Dakota businesses that meet our standard underwriting criteria. Minimum FICO 500+, minimum revenue $10K/mo card volume, and 6+ months in business.
Last updated 2026-06-24
South Dakota disclosure rules
South Dakota has no state-specific commercial financing disclosure law. ICG discloses APR on every offer regardless.
Federal Truth in Lending Act (TILA) does not apply to commercial loans, and South Dakota has not enacted a state-specific commercial financing disclosure regime as of 2026. ICG voluntarily discloses APR ranges and total repayment on every offer regardless of state mandate. See our transparency policy for the full disclosure framework.
South Dakota lending infrastructure
Where to file, who to contact. What to expect, in plain language.
UCC central filing
South Dakota UCC filings
UCC-1 financing statements for South Dakotabusinesses are filed with the state's central filing office. Most ICG products require a UCC filing. See our UCC filing glossary entry for what to expect.
Open South Dakota UCC officeSouth Dakota context
Where South Dakota business cash advance typically lands. Local metros, local verticals.
Top South Dakota metros
- Sioux Falls
- Rapid City
- Aberdeen
Top South Dakota industries
- Agriculture
- Healthcare
- Tourism
- Manufacturing
Eligibility
What we look for in South Dakota files. Underwriting, in plain language.
- Minimum 3 months of card processing history
- $10,000+ in monthly card sales
- 500+ personal credit score
- Active merchant processing account
Common questions
Business Cash Advance in South Dakota. Honest answers, no fine print games.
QDoes ICG offer business cash advance in South Dakota?
Yes. ICG funds business cash advance for South Dakota businesses that meet our standard underwriting criteria. Minimum FICO 500+, minimum revenue $10K/mo card volume, and 6+ months in business.
QWhat disclosure laws apply to commercial financing in South Dakota?
South Dakota has not enacted a commercial financing disclosure law specific to non-bank lenders as of 2026. Federal Truth in Lending Act protections do not extend to commercial loans, but ICG voluntarily discloses APR ranges on every offer.
QHow fast does business cash advance fund for a South Dakota business?
24–48 hours from signed contract for most South Dakota files. Larger deals or those requiring additional documentation may take longer.
QWhere are UCC filings made for South Dakota businesses?
UCC-1 financing statements for South Dakota businesses are filed with the state's central filing office (see https://sdsos.gov/business-services/uniform-commercial-code/uccdefault.aspx). ICG files a UCC where required by the product (most term loans, equipment financing, and revenue-based funding).
Other ICG products available in South Dakota
Browse the rest of the catalog. Same state. Different shapes of capital.
ICG Funding (legal entity Infinite Capital Group) complies with applicable state commercial financing disclosure laws.
Ready when you are
Apply for business cash advance in South Dakota. 24–48 hours to fund.
Quick application. Soft credit pull only. Real human review.