SBA district office
Utah District Office
For SBA 7(a) and 504 loan inquiries, this is the district office covering Utah businesses.
Visit SBA district pageBusiness Cash Advance · Utah
Business Cash Advance in Utah. Underwritten with local context.
A business cash advance provides a lump sum of capital in exchange for a percentage of your future daily card sales. Repayment flexes with your revenue, when sales are strong you pay more per day, when they're soft you pay less. Available to Utah businesses that meet ICG's underwriting criteria. Minimum FICO 500+, minimum revenue $10K/mo card volume.
- Max funding
- $500K
- Term
- 3–12 months
- Time to fund
- 24–48 hours
- Min FICO
- 500+
The short answer
Does ICG offer business cash advance in Utah?
Yes. ICG funds business cash advance for Utah businesses that meet our standard underwriting criteria. Minimum FICO 500+, minimum revenue $10K/mo card volume, and 6+ months in business.
Last updated 2026-06-24
Utah disclosure rules
Utah has a commercial financing disclosure law in force. ICG discloses APR on every offer regardless.
- Statute
- Utah Code Title 7, Chapter 27 (SB 183, Commercial Financing Registration and Disclosure Act)
- Effective
- 2023-01-01
- Threshold
- ≤ $1,000,000
Providers making more than five commercial financing transactions per year in Utah must register with the Utah Department of Financial Institutions (via NMLS) and deliver disclosures of amount financed, total cost, payments, and prepayment terms.
Read the Utahregulator's pageUtah lending infrastructure
Where to file, who to contact. What to expect, in plain language.
UCC central filing
Utah UCC filings
UCC-1 financing statements for Utahbusinesses are filed with the state's central filing office. Most ICG products require a UCC filing. See our UCC filing glossary entry for what to expect.
Open Utah UCC officeUtah context
Where Utah business cash advance typically lands. Local metros, local verticals.
Top Utah metros
- Salt Lake City
- Provo
- West Valley City
Top Utah industries
- Construction
- Healthcare
- Manufacturing
- Tourism
Eligibility
What we look for in Utah files. Underwriting, in plain language.
- Minimum 3 months of card processing history
- $10,000+ in monthly card sales
- 500+ personal credit score
- Active merchant processing account
Common questions
Business Cash Advance in Utah. Honest answers, no fine print games.
QDoes ICG offer business cash advance in Utah?
Yes. ICG funds business cash advance for Utah businesses that meet our standard underwriting criteria. Minimum FICO 500+, minimum revenue $10K/mo card volume, and 6+ months in business.
QWhat disclosure laws apply to commercial financing in Utah?
Utah has enacted a commercial financing disclosure law (Utah Code Title 7, Chapter 27 (SB 183, Commercial Financing Registration and Disclosure Act)), effective 2023-01-01. Providers making more than five commercial financing transactions per year in Utah must register with the Utah Department of Financial Institutions (via NMLS) and deliver disclosures of amount financed, total cost, payments, and prepayment terms.
QHow fast does business cash advance fund for a Utah business?
24–48 hours from signed contract for most Utah files. Larger deals or those requiring additional documentation may take longer.
QWhere are UCC filings made for Utah businesses?
UCC-1 financing statements for Utah businesses are filed with the state's central filing office (see https://commerce.utah.gov/corporations/uniform-commercial-code/). ICG files a UCC where required by the product (most term loans, equipment financing, and revenue-based funding).
Other ICG products available in Utah
Browse the rest of the catalog. Same state. Different shapes of capital.
ICG Funding (legal entity Infinite Capital Group) complies with applicable state commercial financing disclosure laws.
Ready when you are
Apply for business cash advance in Utah. 24–48 hours to fund.
Quick application. Soft credit pull only. Real human review.