equipment financing for manufacturing
Equipment Financing for Manufacturing businesses. Built for manufacturing cash flow.
Finance the trucks, machines, refrigeration, diagnostic gear, or production equipment your business runs on. The equipment itself serves as collateral, which unlocks longer terms and lower rates than unsecured working capital.
- Max funding
- $1M
- Term
- 2–7 years
- Time to fund
- 24 hours
- Min FICO
- 500+
The short answer
Is Equipment the right fit for Manufacturing businesses?
Finance CNC machines, presses, injection molds, conveyors, and production equipment with the equipment as collateral.
Last updated 2026-06-24
Why this fit
Common cash-flow gaps in manufacturing. Equipment Financing maps to the ones below.
These are the underwriting realities and operational pressures we see most often in this industry.
Raw Material Deposits
Suppliers want 30–50% down before the first pallet ships. Meanwhile, your buyer is on net-45. The capital to bridge a PO is the difference between growing and standing still.
Machinery Uptime
An injection mold, CNC, or press that's down is revenue burning. Same-day equipment financing keeps the line running when a 60-day bank process would close the shop.
Scaling for Large Orders
A Walmart or Target PO triples your volume overnight. Working capital to staff the second shift and double raw materials arrives from ICG in 24 hours.
Representative scenario
What a typical manufacturing equipment financing looks like. Numbers below are illustrative.
Your actual offer depends on your bank statement history, time in business, credit profile, and existing debt.
Rates vary by applicant. Representative example only.
Qualification
What we look for in manufacturing files. Underwriting, in plain language.
- Minimum 1 year operating as a manufacturer
- $25,000+ monthly revenue
- 500+ personal credit score
- Active business bank account showing B2B deposits
Other ICG products for manufacturing
Not the right fit? Here is what else works in your industry.
Common questions
Equipment Financing for manufacturing. Honest answers, no fine print games.
QCan I factor a single large PO?
Yes. Spot factoring a single large invoice or PO is available without a full factoring facility, provided the buyer is creditworthy.
QDo you fund contract manufacturers?
Yes. Contract manufacturers with signed master services agreements and recurring customer deposits are ideal factoring + revenue-based funding candidates.
QCan I finance a used CNC?
Yes. Used production equipment is routinely financed when backed by a dealer invoice or appraisal.
QDo I have to buy the equipment from a specific dealer?
No. ICG finances equipment from any reputable dealer, auction, or private seller with a documented invoice or appraisal. New and used equipment both qualify.
QIs a down payment required?
Typically 0–20% down, depending on the equipment type, age, and your credit profile. Many applicants qualify for $0-down financing on new equipment.
QCan I finance used equipment?
Yes. Used equipment under 10 years old with documented hours or mileage is routinely approved. An appraisal may be required for specialty items.
Equipment Financing for other industries
Where else this works. One product, many verticals.
Ready when you are
Ready to fund your manufacturing business? 24 hours to fund.
Quick application. Soft credit pull only. Real human review.