revenue-based funding for healthcare & medical practices
Revenue-Based Funding for Healthcare & Medical Practices businesses. Built for healthcare & medical practices cash flow.
Revenue-based funding uses your monthly business income, not your personal credit history, to determine how much capital you can access. If your register is ringing, your capital is waiting.
- Max funding
- $500K
- Term
- 3–18 months
- Time to fund
- 24 hours
- Min FICO
- 500+
The short answer
Is Revenue Funding the right fit for Healthcare & Medical Practices businesses?
Bridge insurance reimbursement gaps with capital based on your practice revenue.
Last updated 2026-06-24
Why this fit
Common cash-flow gaps in healthcare & medical practices. Revenue-Based Funding maps to the ones below.
These are the underwriting realities and operational pressures we see most often in this industry.
Insurance Reimbursement Delays
Medicare, Medicaid, and private insurers pay on their schedule, not yours. 60–120 day reimbursement cycles create chronic cash flow gaps for practices running on tight margins.
Equipment Upgrades
Medical technology advances faster than your depreciation schedule. Staying competitive means upgrading imaging, diagnostic, and treatment equipment, which requires capital.
Practice Expansion
Adding a new provider, opening a second office, or expanding services requires working capital that banks take months to approve.
Representative scenario
What a typical healthcare & medical practices revenue-based funding looks like. Numbers below are illustrative.
Your actual offer depends on your bank statement history, time in business, credit profile, and existing debt.
Rates vary by applicant. Representative example only.
Qualification
What we look for in healthcare & medical practices files. Underwriting, in plain language.
- Minimum 6 months operating as a licensed healthcare provider
- $20,000+ monthly revenue
- 500+ personal credit score
- Valid medical/dental/healthcare license
Other ICG products for healthcare & medical practices
Not the right fit? Here is what else works in your industry.
Common questions
Revenue-Based Funding for healthcare & medical practices. Honest answers, no fine print games.
QIs healthcare funding HIPAA-compliant?
ICG never touches patient records. We underwrite against your practice bank statements and a copy of your provider license. No PHI is requested, transmitted, or stored.
QDo you fund solo practitioners?
Yes. Solo MDs, DDSs, DVMs, and allied-health providers with 12+ months of consistent deposits routinely qualify.
QCan I refinance existing equipment?
Yes. ICG can refinance imaging systems, chairs, and surgical equipment you already own to unlock working capital.
QDoes accepting Medicaid patients hurt my chances?
No. Medicaid-heavy practices actually benefit most from revenue-based funding, predictable (if slow) reimbursement is exactly what we underwrite against.
QDoes applying affect my credit score?
No. We perform a soft credit inquiry during the initial review, which does not impact your credit score. A hard pull may occur only after you accept a funding offer.
QHow is the repayment amount determined?
Repayment is based on a percentage of your daily or weekly revenue. The exact amount is fixed at the time of funding so you always know what to expect.
QCan I pay off early?
Yes. Many of our revenue-based funding agreements allow early payoff with a discount on the remaining factor rate balance.
Revenue-Based Funding for other industries
Where else this works. One product, many verticals.
Ready when you are
Ready to fund your healthcare & medical practices business? 24 hours to fund.
Quick application. Soft credit pull only. Real human review.