SBA district office
Alabama District Office
For SBA 7(a) and 504 loan inquiries, this is the district office covering Alabama businesses.
Visit SBA district pageSame-Day Funding · Alabama
Same-Day Funding in Alabama. Underwritten with local context.
When "24 hours" is still too slow, same-day funding delivers approved capital by the close of the same business day. Limited amounts, expedited underwriting, priced for speed. Available to Alabama businesses that meet ICG's underwriting criteria. Minimum FICO 550+, minimum revenue $20K/mo.
- Max funding
- $150K
- Term
- 3–9 months
- Time to fund
- Same business day
- Min FICO
- 550+
The short answer
Does ICG offer same-day funding in Alabama?
Yes. ICG funds same-day funding for Alabama businesses that meet our standard underwriting criteria. Minimum FICO 550+, minimum revenue $20K/mo, and 6+ months in business.
Last updated 2026-06-24
Alabama disclosure rules
Alabama has no state-specific commercial financing disclosure law. ICG discloses APR on every offer regardless.
Federal Truth in Lending Act (TILA) does not apply to commercial loans, and Alabama has not enacted a state-specific commercial financing disclosure regime as of 2026. ICG voluntarily discloses APR ranges and total repayment on every offer regardless of state mandate. See our transparency policy for the full disclosure framework.
Alabama lending infrastructure
Where to file, who to contact. What to expect, in plain language.
UCC central filing
Alabama UCC filings
UCC-1 financing statements for Alabamabusinesses are filed with the state's central filing office. Most ICG products require a UCC filing. See our UCC filing glossary entry for what to expect.
Open Alabama UCC officeAlabama context
Where Alabama same-day funding typically lands. Local metros, local verticals.
Top Alabama metros
- Birmingham
- Huntsville
- Mobile
- Montgomery
Top Alabama industries
- Manufacturing
- Healthcare
- Retail
- Construction
Eligibility
What we look for in Alabama files. Underwriting, in plain language.
- Minimum 6 months in business
- $20,000+ monthly revenue
- 550+ personal credit score
- 4 months of clean business bank statements (no NSFs)
- Complete application submitted before 11 AM ET
Common questions
Same-Day Funding in Alabama. Honest answers, no fine print games.
QDoes ICG offer same-day funding in Alabama?
Yes. ICG funds same-day funding for Alabama businesses that meet our standard underwriting criteria. Minimum FICO 550+, minimum revenue $20K/mo, and 6+ months in business.
QWhat disclosure laws apply to commercial financing in Alabama?
Alabama has not enacted a commercial financing disclosure law specific to non-bank lenders as of 2026. Federal Truth in Lending Act protections do not extend to commercial loans, but ICG voluntarily discloses APR ranges on every offer.
QHow fast does same-day funding fund for a Alabama business?
Same business day from signed contract for most Alabama files. Larger deals or those requiring additional documentation may take longer.
QWhere are UCC filings made for Alabama businesses?
UCC-1 financing statements for Alabama businesses are filed with the state's central filing office (see https://www.sos.alabama.gov/business-services/ucc-home). ICG files a UCC where required by the product (most term loans, equipment financing, and revenue-based funding).
Other ICG products available in Alabama
Browse the rest of the catalog. Same state. Different shapes of capital.
ICG Funding (legal entity Infinite Capital Group) complies with applicable state commercial financing disclosure laws.
Ready when you are
Apply for same-day funding in Alabama. Same business day to fund.
Quick application. Soft credit pull only. Real human review.