SBA 7(a) Loans · Washington, D.C.
The SBA 7(a) loan program is the largest and most flexible government-backed small-business loan. With up to $5M in financing, 25-year terms, and Prime-tied rates, it's the lowest cost of capital available for qualifying businesses willing to complete the full application. Available to Washington, D.C. businesses that meet ICG's underwriting criteria. Minimum FICO 650+, minimum revenue $30K/mo.
The short answer
Yes. ICG funds sba 7(a) loans for Washington, D.C. businesses that meet our standard underwriting criteria. Minimum FICO 650+, minimum revenue $30K/mo, and 6+ months in business.
Last updated 2026-06-24
Washington, D.C. disclosure rules
Federal Truth in Lending Act (TILA) does not apply to commercial loans, and Washington, D.C. has not enacted a state-specific commercial financing disclosure regime as of 2026. ICG voluntarily discloses APR ranges and total repayment on every offer regardless of state mandate. See our transparency policy for the full disclosure framework.
Washington, D.C. lending infrastructure
SBA district office
Your SBA application is processed through this district office. ICG works with SBA-approved lenders to deliver 7(a) and 504 loans for Washington, D.C. businesses.
Visit SBA district pageUCC central filing
UCC-1 financing statements for Washington, D.C.businesses are filed with the state's central filing office. Most ICG products require a UCC filing. See our UCC filing glossary entry for what to expect.
Open Washington, D.C. UCC officeWashington, D.C. context
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Eligibility
Common questions
Yes. ICG funds sba 7(a) loans for Washington, D.C. businesses that meet our standard underwriting criteria. Minimum FICO 650+, minimum revenue $30K/mo, and 6+ months in business.
Washington, D.C. has not enacted a commercial financing disclosure law specific to non-bank lenders as of 2026. Federal Truth in Lending Act protections do not extend to commercial loans, but ICG voluntarily discloses APR ranges on every offer.
45–90 days from signed contract for most Washington, D.C. files. Larger deals or those requiring additional documentation may take longer.
UCC-1 financing statements for Washington, D.C. businesses are filed with the state's central filing office (see https://otr.cfo.dc.gov/page/ucc-chapter-3-title-9-dcmr). ICG files a UCC where required by the product (most term loans, equipment financing, and revenue-based funding).
Other ICG products available in Washington, D.C.
ICG Funding (legal entity Infinite Capital Group) complies with applicable state commercial financing disclosure laws.
Ready when you are
Quick application. Soft credit pull only. Real human review.
