SBA district office
Los Angeles District Office
Your SBA application is processed through this district office. ICG works with SBA-approved lenders to deliver 7(a) and 504 loans for California businesses.
Visit SBA district pageSBA Loans · California
SBA Loans in California. Underwritten with local context.
SBA 7(a) loans offer the lowest rates and longest terms available to small businesses. ICG expedites the SBA process so you get competitive terms without the typical 3–6 month bank timeline. Available to California businesses that meet ICG's underwriting criteria. Minimum FICO 650+, minimum revenue $30K/mo.
- Max funding
- $5M
- Term
- Up to 25 years
- Time to fund
- 30–60 days
- Min FICO
- 650+
The short answer
Does ICG offer sba loans in California?
Yes. ICG funds sba loans for California businesses that meet our standard underwriting criteria. Minimum FICO 650+, minimum revenue $30K/mo, and 6+ months in business.
Last updated 2026-06-24
California disclosure rules
California has a commercial financing disclosure law in force. ICG discloses APR on every offer regardless.
- Statute
- Cal. Fin. Code §§ 22800–22805 (SB 1235); 10 CCR §§ 900 et seq.
- Effective
- 2022-12-09
- Threshold
- ≤ $500,000
Providers of commercial financing of $500,000 or less to California small businesses must give consumer-style disclosures including amount financed, APR, finance charge, term, payment amount, and prepayment terms before consummation.
Read the Californiaregulator's pageCalifornia lending infrastructure
Where to file, who to contact. What to expect, in plain language.
UCC central filing
California UCC filings
UCC-1 financing statements for Californiabusinesses are filed with the state's central filing office. Most ICG products require a UCC filing. See our UCC filing glossary entry for what to expect.
Open California UCC officeCalifornia context
Where California sba loans typically lands. Local metros, local verticals.
Top California metros
- Los Angeles
- San Francisco
- San Jose
- San Diego
- Sacramento
- Orange County
- Fresno
- Bakersfield
Top California industries
- Restaurants & Hospitality
- Retail
- Healthcare
- Construction
Eligibility
What we look for in California files. Underwriting, in plain language.
- Minimum 2 years in business
- $30,000+ monthly revenue
- 650+ personal credit score
- US-based for-profit business
- Current on all government obligations
- Unable to secure credit elsewhere on reasonable terms
Common questions
SBA Loans in California. Honest answers, no fine print games.
QDoes ICG offer sba loans in California?
Yes. ICG funds sba loans for California businesses that meet our standard underwriting criteria. Minimum FICO 650+, minimum revenue $30K/mo, and 6+ months in business.
QWhat disclosure laws apply to commercial financing in California?
California has enacted a commercial financing disclosure law (Cal. Fin. Code §§ 22800–22805 (SB 1235); 10 CCR §§ 900 et seq.), effective 2022-12-09. Providers of commercial financing of $500,000 or less to California small businesses must give consumer-style disclosures including amount financed, APR, finance charge, term, payment amount, and prepayment terms before consummation.
QHow fast does sba loans fund for a California business?
30–60 days from signed contract for most California files. Larger deals or those requiring additional documentation may take longer.
QWhere are UCC filings made for California businesses?
UCC-1 financing statements for California businesses are filed with the state's central filing office (see https://www.sos.ca.gov/business-programs/ucc). ICG files a UCC where required by the product (most term loans, equipment financing, and revenue-based funding).
Other ICG products available in California
Browse the rest of the catalog. Same state. Different shapes of capital.
ICG Funding (legal entity Infinite Capital Group) complies with applicable state commercial financing disclosure laws.
Ready when you are
Apply for sba loans in California. 30–60 days to fund.
Quick application. Soft credit pull only. Real human review.