SBA district office
South Florida District Office
Your SBA application is processed through this district office. ICG works with SBA-approved lenders to deliver 7(a) and 504 loans for Florida businesses.
Visit SBA district pageSBA Loans · Florida
SBA Loans in Florida. Underwritten with local context.
SBA 7(a) loans offer the lowest rates and longest terms available to small businesses. ICG expedites the SBA process so you get competitive terms without the typical 3–6 month bank timeline. Available to Florida businesses that meet ICG's underwriting criteria. Minimum FICO 650+, minimum revenue $30K/mo.
- Max funding
- $5M
- Term
- Up to 25 years
- Time to fund
- 30–60 days
- Min FICO
- 650+
The short answer
Does ICG offer sba loans in Florida?
Yes. ICG funds sba loans for Florida businesses that meet our standard underwriting criteria. Minimum FICO 650+, minimum revenue $30K/mo, and 6+ months in business.
Last updated 2026-06-24
Florida disclosure rules
Florida has a commercial financing disclosure law in force. ICG discloses APR on every offer regardless.
- Statute
- Fla. Stat. §§ 559.961–559.9615 (HB 1353, Florida Commercial Financing Disclosure Law)
- Effective
- 2024-01-01
- Threshold
- ≤ $500,000
Providers consummating covered commercial financing transactions of $500,000 or less must deliver written disclosures of amount financed, finance charge, payments, and prepayment terms; enforced exclusively by the Florida Attorney General.
Read the Floridaregulator's pageFlorida lending infrastructure
Where to file, who to contact. What to expect, in plain language.
UCC central filing
Florida UCC filings
UCC-1 financing statements for Floridabusinesses are filed with the state's central filing office. Most ICG products require a UCC filing. See our UCC filing glossary entry for what to expect.
Open Florida UCC officeFlorida context
Where Florida sba loans typically lands. Local metros, local verticals.
Top Florida metros
- Miami
- Tampa
- Orlando
- Jacksonville
- Fort Lauderdale
- West Palm Beach
- Tallahassee
Top Florida industries
- Restaurants & Hospitality
- Construction
- Healthcare
- Retail
Eligibility
What we look for in Florida files. Underwriting, in plain language.
- Minimum 2 years in business
- $30,000+ monthly revenue
- 650+ personal credit score
- US-based for-profit business
- Current on all government obligations
- Unable to secure credit elsewhere on reasonable terms
Common questions
SBA Loans in Florida. Honest answers, no fine print games.
QDoes ICG offer sba loans in Florida?
Yes. ICG funds sba loans for Florida businesses that meet our standard underwriting criteria. Minimum FICO 650+, minimum revenue $30K/mo, and 6+ months in business.
QWhat disclosure laws apply to commercial financing in Florida?
Florida has enacted a commercial financing disclosure law (Fla. Stat. §§ 559.961–559.9615 (HB 1353, Florida Commercial Financing Disclosure Law)), effective 2024-01-01. Providers consummating covered commercial financing transactions of $500,000 or less must deliver written disclosures of amount financed, finance charge, payments, and prepayment terms; enforced exclusively by the Florida Attorney General.
QHow fast does sba loans fund for a Florida business?
30–60 days from signed contract for most Florida files. Larger deals or those requiring additional documentation may take longer.
QWhere are UCC filings made for Florida businesses?
UCC-1 financing statements for Florida businesses are filed with the state's central filing office (see https://dos.fl.gov/sunbiz/other-services/ucc-information/). ICG files a UCC where required by the product (most term loans, equipment financing, and revenue-based funding).
Other ICG products available in Florida
Browse the rest of the catalog. Same state. Different shapes of capital.
ICG Funding (legal entity Infinite Capital Group) complies with applicable state commercial financing disclosure laws.
Ready when you are
Apply for sba loans in Florida. 30–60 days to fund.
Quick application. Soft credit pull only. Real human review.