SBA district office
Massachusetts District Office
Your SBA application is processed through this district office. ICG works with SBA-approved lenders to deliver 7(a) and 504 loans for Massachusetts businesses.
Visit SBA district pageSBA Loans · Massachusetts
SBA Loans in Massachusetts. Underwritten with local context.
SBA 7(a) loans offer the lowest rates and longest terms available to small businesses. ICG expedites the SBA process so you get competitive terms without the typical 3–6 month bank timeline. Available to Massachusetts businesses that meet ICG's underwriting criteria. Minimum FICO 650+, minimum revenue $30K/mo.
- Max funding
- $5M
- Term
- Up to 25 years
- Time to fund
- 30–60 days
- Min FICO
- 650+
The short answer
Does ICG offer sba loans in Massachusetts?
Yes. ICG funds sba loans for Massachusetts businesses that meet our standard underwriting criteria. Minimum FICO 650+, minimum revenue $30K/mo, and 6+ months in business.
Last updated 2026-06-24
Massachusetts disclosure rules
Massachusetts has no state-specific commercial financing disclosure law. ICG discloses APR on every offer regardless.
Federal Truth in Lending Act (TILA) does not apply to commercial loans, and Massachusetts has not enacted a state-specific commercial financing disclosure regime as of 2026. ICG voluntarily discloses APR ranges and total repayment on every offer regardless of state mandate. See our transparency policy for the full disclosure framework.
Massachusetts lending infrastructure
Where to file, who to contact. What to expect, in plain language.
UCC central filing
Massachusetts UCC filings
UCC-1 financing statements for Massachusettsbusinesses are filed with the state's central filing office. Most ICG products require a UCC filing. See our UCC filing glossary entry for what to expect.
Open Massachusetts UCC officeMassachusetts context
Where Massachusetts sba loans typically lands. Local metros, local verticals.
Top Massachusetts metros
- Boston
- Worcester
- Springfield
- Cambridge
Top Massachusetts industries
- Healthcare
- Professional Services
- Retail
- Restaurants & Hospitality
Eligibility
What we look for in Massachusetts files. Underwriting, in plain language.
- Minimum 2 years in business
- $30,000+ monthly revenue
- 650+ personal credit score
- US-based for-profit business
- Current on all government obligations
- Unable to secure credit elsewhere on reasonable terms
Common questions
SBA Loans in Massachusetts. Honest answers, no fine print games.
QDoes ICG offer sba loans in Massachusetts?
Yes. ICG funds sba loans for Massachusetts businesses that meet our standard underwriting criteria. Minimum FICO 650+, minimum revenue $30K/mo, and 6+ months in business.
QWhat disclosure laws apply to commercial financing in Massachusetts?
Massachusetts has not enacted a commercial financing disclosure law specific to non-bank lenders as of 2026. Federal Truth in Lending Act protections do not extend to commercial loans, but ICG voluntarily discloses APR ranges on every offer.
QHow fast does sba loans fund for a Massachusetts business?
30–60 days from signed contract for most Massachusetts files. Larger deals or those requiring additional documentation may take longer.
QWhere are UCC filings made for Massachusetts businesses?
UCC-1 financing statements for Massachusetts businesses are filed with the state's central filing office (see https://www.sec.state.ma.us/divisions/corporations/filing-by-subject/ucc/corporations-uniform-commercial-code.htm). ICG files a UCC where required by the product (most term loans, equipment financing, and revenue-based funding).
Other ICG products available in Massachusetts
Browse the rest of the catalog. Same state. Different shapes of capital.
ICG Funding (legal entity Infinite Capital Group) complies with applicable state commercial financing disclosure laws.
Ready when you are
Apply for sba loans in Massachusetts. 30–60 days to fund.
Quick application. Soft credit pull only. Real human review.