SBA district office
Georgia District Office
For SBA 7(a) and 504 loan inquiries, this is the district office covering Georgia businesses.
Visit SBA district pageTerm Loans · Georgia
Term Loans in Georgia. Underwritten with local context.
Traditional term loans with non-traditional speed. Fixed monthly payments, clear terms, and funding in 24 hours, without the 60-day bank approval process. Available to Georgia businesses that meet ICG's underwriting criteria. Minimum FICO 550+, minimum revenue $20K/mo.
- Max funding
- $500K
- Term
- 6–36 months
- Time to fund
- 24–48 hours
- Min FICO
- 550+
The short answer
Does ICG offer term loans in Georgia?
Yes. ICG funds term loans for Georgia businesses that meet our standard underwriting criteria. Minimum FICO 550+, minimum revenue $20K/mo, and 6+ months in business.
Last updated 2026-06-24
Georgia disclosure rules
Georgia has a commercial financing disclosure law in force. ICG discloses APR on every offer regardless.
- Statute
- O.C.G.A. §§ 10-1-393.18 et seq. (SB 90)
- Effective
- 2024-01-01
- Threshold
- ≤ $500,000
Providers of commercial financing of $500,000 or less must disclose total funds provided, total dollar cost, total payments, payment manner/frequency/amount, and prepayment terms before consummation; enforced by the Georgia Attorney General.
Read the Georgiaregulator's pageGeorgia lending infrastructure
Where to file, who to contact. What to expect, in plain language.
UCC central filing
Georgia UCC filings
UCC-1 financing statements for Georgiabusinesses are filed with the state's central filing office. Most ICG products require a UCC filing. See our UCC filing glossary entry for what to expect.
Open Georgia UCC officeGeorgia context
Where Georgia term loans typically lands. Local metros, local verticals.
Top Georgia metros
- Atlanta
- Savannah
- Augusta
- Columbus
Top Georgia industries
- Trucking & Logistics
- Manufacturing
- Healthcare
- Construction
Eligibility
What we look for in Georgia files. Underwriting, in plain language.
- Minimum 1 year in business
- $20,000+ monthly revenue
- 550+ personal credit score
- Active business bank account
- No open bankruptcies
Common questions
Term Loans in Georgia. Honest answers, no fine print games.
QDoes ICG offer term loans in Georgia?
Yes. ICG funds term loans for Georgia businesses that meet our standard underwriting criteria. Minimum FICO 550+, minimum revenue $20K/mo, and 6+ months in business.
QWhat disclosure laws apply to commercial financing in Georgia?
Georgia has enacted a commercial financing disclosure law (O.C.G.A. §§ 10-1-393.18 et seq. (SB 90)), effective 2024-01-01. Providers of commercial financing of $500,000 or less must disclose total funds provided, total dollar cost, total payments, payment manner/frequency/amount, and prepayment terms before consummation; enforced by the Georgia Attorney General.
QHow fast does term loans fund for a Georgia business?
24–48 hours from signed contract for most Georgia files. Larger deals or those requiring additional documentation may take longer.
QWhere are UCC filings made for Georgia businesses?
UCC-1 financing statements for Georgia businesses are filed with the state's central filing office (see https://georgia.gov/organization/superior-court-clerks-cooperative-authority). ICG files a UCC where required by the product (most term loans, equipment financing, and revenue-based funding).
Other ICG products available in Georgia
Browse the rest of the catalog. Same state. Different shapes of capital.
ICG Funding (legal entity Infinite Capital Group) complies with applicable state commercial financing disclosure laws.
Ready when you are
Apply for term loans in Georgia. 24–48 hours to fund.
Quick application. Soft credit pull only. Real human review.