SBA district office
Wichita District Office
For SBA 7(a) and 504 loan inquiries, this is the district office covering Kansas businesses.
Visit SBA district pageTerm Loans · Kansas
Term Loans in Kansas. Underwritten with local context.
Traditional term loans with non-traditional speed. Fixed monthly payments, clear terms, and funding in 24 hours, without the 60-day bank approval process. Available to Kansas businesses that meet ICG's underwriting criteria. Minimum FICO 550+, minimum revenue $20K/mo.
- Max funding
- $500K
- Term
- 6–36 months
- Time to fund
- 24–48 hours
- Min FICO
- 550+
The short answer
Does ICG offer term loans in Kansas?
Yes. ICG funds term loans for Kansas businesses that meet our standard underwriting criteria. Minimum FICO 550+, minimum revenue $20K/mo, and 6+ months in business.
Last updated 2026-06-24
Kansas disclosure rules
Kansas has a commercial financing disclosure law in force. ICG discloses APR on every offer regardless.
- Statute
- Kansas Commercial Financing Disclosure Act (SB 345, 2024)
- Effective
- 2024-07-01
- Threshold
- ≤ $500,000
Providers consummating more than five commercial financing transactions per year in Kansas must deliver TILA-style disclosures (amount financed, finance charge, payment schedule, prepayment) before consummation; enforced exclusively by the Kansas Attorney General.
Read the Kansasregulator's pageKansas lending infrastructure
Where to file, who to contact. What to expect, in plain language.
UCC central filing
Kansas UCC filings
UCC-1 financing statements for Kansasbusinesses are filed with the state's central filing office. Most ICG products require a UCC filing. See our UCC filing glossary entry for what to expect.
Open Kansas UCC officeKansas context
Where Kansas term loans typically lands. Local metros, local verticals.
Top Kansas metros
- Wichita
- Overland Park
- Kansas City
- Topeka
Top Kansas industries
- Agriculture
- Manufacturing
- Healthcare
- Aviation
Eligibility
What we look for in Kansas files. Underwriting, in plain language.
- Minimum 1 year in business
- $20,000+ monthly revenue
- 550+ personal credit score
- Active business bank account
- No open bankruptcies
Common questions
Term Loans in Kansas. Honest answers, no fine print games.
QDoes ICG offer term loans in Kansas?
Yes. ICG funds term loans for Kansas businesses that meet our standard underwriting criteria. Minimum FICO 550+, minimum revenue $20K/mo, and 6+ months in business.
QWhat disclosure laws apply to commercial financing in Kansas?
Kansas has enacted a commercial financing disclosure law (Kansas Commercial Financing Disclosure Act (SB 345, 2024)), effective 2024-07-01. Providers consummating more than five commercial financing transactions per year in Kansas must deliver TILA-style disclosures (amount financed, finance charge, payment schedule, prepayment) before consummation; enforced exclusively by the Kansas Attorney General.
QHow fast does term loans fund for a Kansas business?
24–48 hours from signed contract for most Kansas files. Larger deals or those requiring additional documentation may take longer.
QWhere are UCC filings made for Kansas businesses?
UCC-1 financing statements for Kansas businesses are filed with the state's central filing office (see https://sos.ks.gov/general-services/ucc.html). ICG files a UCC where required by the product (most term loans, equipment financing, and revenue-based funding).
Other ICG products available in Kansas
Browse the rest of the catalog. Same state. Different shapes of capital.
ICG Funding (legal entity Infinite Capital Group) complies with applicable state commercial financing disclosure laws.
Ready when you are
Apply for term loans in Kansas. 24–48 hours to fund.
Quick application. Soft credit pull only. Real human review.