SBA district office
Minnesota District Office
For SBA 7(a) and 504 loan inquiries, this is the district office covering Minnesota businesses.
Visit SBA district pageTerm Loans · Minnesota
Term Loans in Minnesota. Underwritten with local context.
Traditional term loans with non-traditional speed. Fixed monthly payments, clear terms, and funding in 24 hours, without the 60-day bank approval process. Available to Minnesota businesses that meet ICG's underwriting criteria. Minimum FICO 550+, minimum revenue $20K/mo.
- Max funding
- $500K
- Term
- 6–36 months
- Time to fund
- 24–48 hours
- Min FICO
- 550+
The short answer
Does ICG offer term loans in Minnesota?
Yes. ICG funds term loans for Minnesota businesses that meet our standard underwriting criteria. Minimum FICO 550+, minimum revenue $20K/mo, and 6+ months in business.
Last updated 2026-06-24
Minnesota disclosure rules
Minnesota has no state-specific commercial financing disclosure law. ICG discloses APR on every offer regardless.
Federal Truth in Lending Act (TILA) does not apply to commercial loans, and Minnesota has not enacted a state-specific commercial financing disclosure regime as of 2026. ICG voluntarily discloses APR ranges and total repayment on every offer regardless of state mandate. See our transparency policy for the full disclosure framework.
Minnesota lending infrastructure
Where to file, who to contact. What to expect, in plain language.
UCC central filing
Minnesota UCC filings
UCC-1 financing statements for Minnesotabusinesses are filed with the state's central filing office. Most ICG products require a UCC filing. See our UCC filing glossary entry for what to expect.
Open Minnesota UCC officeMinnesota context
Where Minnesota term loans typically lands. Local metros, local verticals.
Top Minnesota metros
- Minneapolis
- St. Paul
- Rochester
- Duluth
Top Minnesota industries
- Healthcare
- Manufacturing
- Agriculture
- Retail
Eligibility
What we look for in Minnesota files. Underwriting, in plain language.
- Minimum 1 year in business
- $20,000+ monthly revenue
- 550+ personal credit score
- Active business bank account
- No open bankruptcies
Common questions
Term Loans in Minnesota. Honest answers, no fine print games.
QDoes ICG offer term loans in Minnesota?
Yes. ICG funds term loans for Minnesota businesses that meet our standard underwriting criteria. Minimum FICO 550+, minimum revenue $20K/mo, and 6+ months in business.
QWhat disclosure laws apply to commercial financing in Minnesota?
Minnesota has not enacted a commercial financing disclosure law specific to non-bank lenders as of 2026. Federal Truth in Lending Act protections do not extend to commercial loans, but ICG voluntarily discloses APR ranges on every offer.
QHow fast does term loans fund for a Minnesota business?
24–48 hours from signed contract for most Minnesota files. Larger deals or those requiring additional documentation may take longer.
QWhere are UCC filings made for Minnesota businesses?
UCC-1 financing statements for Minnesota businesses are filed with the state's central filing office (see https://www.sos.mn.gov/business-liens/ucc-cns-tax-liens-help/). ICG files a UCC where required by the product (most term loans, equipment financing, and revenue-based funding).
Other ICG products available in Minnesota
Browse the rest of the catalog. Same state. Different shapes of capital.
ICG Funding (legal entity Infinite Capital Group) complies with applicable state commercial financing disclosure laws.
Ready when you are
Apply for term loans in Minnesota. 24–48 hours to fund.
Quick application. Soft credit pull only. Real human review.