SBA district office
New Mexico District Office
For SBA 7(a) and 504 loan inquiries, this is the district office covering New Mexico businesses.
Visit SBA district pageTerm Loans · New Mexico
Term Loans in New Mexico. Underwritten with local context.
Traditional term loans with non-traditional speed. Fixed monthly payments, clear terms, and funding in 24 hours, without the 60-day bank approval process. Available to New Mexico businesses that meet ICG's underwriting criteria. Minimum FICO 550+, minimum revenue $20K/mo.
- Max funding
- $500K
- Term
- 6–36 months
- Time to fund
- 24–48 hours
- Min FICO
- 550+
The short answer
Does ICG offer term loans in New Mexico?
Yes. ICG funds term loans for New Mexico businesses that meet our standard underwriting criteria. Minimum FICO 550+, minimum revenue $20K/mo, and 6+ months in business.
Last updated 2026-06-24
New Mexico disclosure rules
New Mexico has no state-specific commercial financing disclosure law. ICG discloses APR on every offer regardless.
Federal Truth in Lending Act (TILA) does not apply to commercial loans, and New Mexico has not enacted a state-specific commercial financing disclosure regime as of 2026. ICG voluntarily discloses APR ranges and total repayment on every offer regardless of state mandate. See our transparency policy for the full disclosure framework.
New Mexico lending infrastructure
Where to file, who to contact. What to expect, in plain language.
UCC central filing
New Mexico UCC filings
UCC-1 financing statements for New Mexicobusinesses are filed with the state's central filing office. Most ICG products require a UCC filing. See our UCC filing glossary entry for what to expect.
Open New Mexico UCC officeNew Mexico context
Where New Mexico term loans typically lands. Local metros, local verticals.
Top New Mexico metros
- Albuquerque
- Las Cruces
- Santa Fe
Top New Mexico industries
- Healthcare
- Construction
- Agriculture
- Oil & Gas Services
Eligibility
What we look for in New Mexico files. Underwriting, in plain language.
- Minimum 1 year in business
- $20,000+ monthly revenue
- 550+ personal credit score
- Active business bank account
- No open bankruptcies
Common questions
Term Loans in New Mexico. Honest answers, no fine print games.
QDoes ICG offer term loans in New Mexico?
Yes. ICG funds term loans for New Mexico businesses that meet our standard underwriting criteria. Minimum FICO 550+, minimum revenue $20K/mo, and 6+ months in business.
QWhat disclosure laws apply to commercial financing in New Mexico?
New Mexico has not enacted a commercial financing disclosure law specific to non-bank lenders as of 2026. Federal Truth in Lending Act protections do not extend to commercial loans, but ICG voluntarily discloses APR ranges on every offer.
QHow fast does term loans fund for a New Mexico business?
24–48 hours from signed contract for most New Mexico files. Larger deals or those requiring additional documentation may take longer.
QWhere are UCC filings made for New Mexico businesses?
UCC-1 financing statements for New Mexico businesses are filed with the state's central filing office (see https://www.sos.nm.gov/commercial-services/ucc-filings/). ICG files a UCC where required by the product (most term loans, equipment financing, and revenue-based funding).
Other ICG products available in New Mexico
Browse the rest of the catalog. Same state. Different shapes of capital.
ICG Funding (legal entity Infinite Capital Group) complies with applicable state commercial financing disclosure laws.
Ready when you are
Apply for term loans in New Mexico. 24–48 hours to fund.
Quick application. Soft credit pull only. Real human review.