SBA district office
Seattle District Office
For SBA 7(a) and 504 loan inquiries, this is the district office covering Washington businesses.
Visit SBA district pageTerm Loans · Washington
Term Loans in Washington. Underwritten with local context.
Traditional term loans with non-traditional speed. Fixed monthly payments, clear terms, and funding in 24 hours, without the 60-day bank approval process. Available to Washington businesses that meet ICG's underwriting criteria. Minimum FICO 550+, minimum revenue $20K/mo.
- Max funding
- $500K
- Term
- 6–36 months
- Time to fund
- 24–48 hours
- Min FICO
- 550+
The short answer
Does ICG offer term loans in Washington?
Yes. ICG funds term loans for Washington businesses that meet our standard underwriting criteria. Minimum FICO 550+, minimum revenue $20K/mo, and 6+ months in business.
Last updated 2026-06-24
Washington disclosure rules
Washington has no state-specific commercial financing disclosure law. ICG discloses APR on every offer regardless.
Federal Truth in Lending Act (TILA) does not apply to commercial loans, and Washington has not enacted a state-specific commercial financing disclosure regime as of 2026. ICG voluntarily discloses APR ranges and total repayment on every offer regardless of state mandate. See our transparency policy for the full disclosure framework.
Washington lending infrastructure
Where to file, who to contact. What to expect, in plain language.
UCC central filing
Washington UCC filings
UCC-1 financing statements for Washingtonbusinesses are filed with the state's central filing office. Most ICG products require a UCC filing. See our UCC filing glossary entry for what to expect.
Open Washington UCC officeWashington context
Where Washington term loans typically lands. Local metros, local verticals.
Top Washington metros
- Seattle
- Spokane
- Tacoma
- Bellevue
Top Washington industries
- Manufacturing
- Healthcare
- Retail
- Restaurants & Hospitality
Eligibility
What we look for in Washington files. Underwriting, in plain language.
- Minimum 1 year in business
- $20,000+ monthly revenue
- 550+ personal credit score
- Active business bank account
- No open bankruptcies
Common questions
Term Loans in Washington. Honest answers, no fine print games.
QDoes ICG offer term loans in Washington?
Yes. ICG funds term loans for Washington businesses that meet our standard underwriting criteria. Minimum FICO 550+, minimum revenue $20K/mo, and 6+ months in business.
QWhat disclosure laws apply to commercial financing in Washington?
Washington has not enacted a commercial financing disclosure law specific to non-bank lenders as of 2026. Federal Truth in Lending Act protections do not extend to commercial loans, but ICG voluntarily discloses APR ranges on every offer.
QHow fast does term loans fund for a Washington business?
24–48 hours from signed contract for most Washington files. Larger deals or those requiring additional documentation may take longer.
QWhere are UCC filings made for Washington businesses?
UCC-1 financing statements for Washington businesses are filed with the state's central filing office (see https://dol.wa.gov/professional-licenses/uniform-commercial-code-ucc). ICG files a UCC where required by the product (most term loans, equipment financing, and revenue-based funding).
Other ICG products available in Washington
Browse the rest of the catalog. Same state. Different shapes of capital.
ICG Funding (legal entity Infinite Capital Group) complies with applicable state commercial financing disclosure laws.
Ready when you are
Apply for term loans in Washington. 24–48 hours to fund.
Quick application. Soft credit pull only. Real human review.