Small business funding · $150,000
How to Get a $150,000 Business Loan in 2026. When timing matters.
A $150,000 business loan from ICG funds in 24–48 hours; additional documents (P&L, debt schedule) may be requested to unlock the best pricing at this tier.
Last updated · 2026-04-16
Why ICG for $150,000
Capital sized to $150,000. Priced to your P&L.
$150,000 loans live in a sweet spot: large enough to move a business forward, small enough to underwrite on bank-deposit history alone. ICG matches the amount to a product, not the other way around.
Typical use
Fleet additions, multi-bay expansion, a second-location deposit, or debt consolidation.
Qualifications
1+ year in business, $25K+ monthly revenue, 550+ FICO, debt service coverage above 1.2x.
Payment example
$5,000/mo at 12% APR, 36-month term, illustrative only.
Am I eligible?
If these four things are true, you probably qualify.
6+ months
Time in business
$15K+
Monthly revenue
500+ FICO
Personal credit
Required for deposit
Business bank account
Best-fit products
Products that fund the $150,000 range. Pick one.
Common questions
Common questions about $150,000 loans. Answered straight.
Yes. A $150,000 business loan from ICG funds in 24–48 hours; additional documents (P&L, debt schedule) may be requested to unlock the best pricing at this tier. Funds hit your business bank account the business day after you accept an offer.
ICG underwrites primarily on bank-statement revenue, so a 500+ FICO is typically sufficient at this amount. Better credit unlocks APR-priced products; lower credit defaults to factor-rate products.
Three to six months of business bank statements, a government-issued ID, and a voided check or bank-verification link. No tax returns required for initial underwriting on most products at this tier.
Yes. Typical uses include fleet additions, multi-bay expansion, a second-location deposit, or debt consolidation.. ICG does not restrict legal business-purpose uses.
$5,000/mo at 12% APR, 36-month term, illustrative only. Your actual payment depends on product, rate, and term. Disclosed in full before you sign anything.
Apply · $150,000
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