Small business funding · $25,000
How to Get a $25,000 Business Loan in 2026. When timing matters.
A $25,000 business loan from ICG typically funds within 24 hours with no tax returns, and qualifies on $15K+ in monthly revenue and a 500+ FICO.
Last updated · 2026-04-16
Why ICG for $25,000
Capital sized to $25,000. Priced to your P&L.
$25,000 loans live in a sweet spot: large enough to move a business forward, small enough to underwrite on bank-deposit history alone. ICG matches the amount to a product, not the other way around.
Typical use
Seasonal inventory, a payroll catch-up, mid-size equipment repair, or targeted ad spend.
Qualifications
6 months in business, $15K/mo revenue, 500+ FICO, active business bank account.
Payment example
$925/mo at 12% APR, 30-month term, illustrative only.
Am I eligible?
If these four things are true, you probably qualify.
6+ months
Time in business
$15K+
Monthly revenue
500+ FICO
Personal credit
Required for deposit
Business bank account
Best-fit products
Products that fund the $25,000 range. Pick one.
Common questions
Common questions about $25,000 loans. Answered straight.
Yes. A $25,000 business loan from ICG typically funds within 24 hours with no tax returns, and qualifies on $15K+ in monthly revenue and a 500+ FICO. Funds hit your business bank account the business day after you accept an offer.
ICG underwrites primarily on bank-statement revenue, so a 500+ FICO is typically sufficient at this amount. Better credit unlocks APR-priced products; lower credit defaults to factor-rate products.
Three to six months of business bank statements, a government-issued ID, and a voided check or bank-verification link. No tax returns required for initial underwriting on most products at this tier.
Yes. Typical uses include seasonal inventory, a payroll catch-up, mid-size equipment repair, or targeted ad spend.. ICG does not restrict legal business-purpose uses.
$925/mo at 12% APR, 30-month term, illustrative only. Your actual payment depends on product, rate, and term. Disclosed in full before you sign anything.
Apply · $25,000
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