Small business funding · $75,000
How to Get a $75,000 Business Loan in 2026. When timing matters.
A $75,000 business loan typically funds in 24 hours when underwritten on bank statements; rates improve at this tier for businesses with 12+ months of history.
Last updated · 2026-04-16
Why ICG for $75,000
Capital sized to $75,000. Priced to your P&L.
$75,000 loans live in a sweet spot: large enough to move a business forward, small enough to underwrite on bank-deposit history alone. ICG matches the amount to a product, not the other way around.
Typical use
Equipment purchases, tenant improvements, bulk inventory, hiring rounds, and contract fulfillment.
Qualifications
6–12 months in business, $20K+ monthly revenue, 500+ FICO for revenue-based funding or 550+ for a term loan.
Payment example
$2,500/mo at 12% APR, 36-month term, illustrative only.
Am I eligible?
If these four things are true, you probably qualify.
6+ months
Time in business
$15K+
Monthly revenue
500+ FICO
Personal credit
Required for deposit
Business bank account
Best-fit products
Products that fund the $75,000 range. Pick one.
Common questions
Common questions about $75,000 loans. Answered straight.
Yes. A $75,000 business loan typically funds in 24 hours when underwritten on bank statements; rates improve at this tier for businesses with 12+ months of history. Funds hit your business bank account the business day after you accept an offer.
ICG underwrites primarily on bank-statement revenue, so a 500+ FICO is typically sufficient at this amount. Better credit unlocks APR-priced products; lower credit defaults to factor-rate products.
Three to six months of business bank statements, a government-issued ID, and a voided check or bank-verification link. No tax returns required for initial underwriting on most products at this tier.
Yes. Typical uses include equipment purchases, tenant improvements, bulk inventory, hiring rounds, and contract fulfillment.. ICG does not restrict legal business-purpose uses.
$2,500/mo at 12% APR, 36-month term, illustrative only. Your actual payment depends on product, rate, and term. Disclosed in full before you sign anything.
Apply · $75,000
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