Audience · Women-Owned Businesses
Small Business Funding for Women-Owned Businesses. Same underwriting. Same speed.
ICG Funding underwrites women-owned businesses on the same revenue-first criteria as every other applicant; certifications like WBENC-WBE can unlock additional grant and contracting opportunities outside ICG.
Last updated · 2026-04-16
Why ICG for women-owned businesses
Capital that meets women-owned businesses where they are. Revenue first, always.
Women-owned small businesses historically receive a disproportionately small share of traditional bank capital. ICG's bank-statement-first underwriting removes the credit-bureau bottleneck that drives most of that gap.
Certifications
Certifications worth pursuing. Outside our underwriting, but worth knowing.
WBENC (Women's Business Enterprise National Council), WBE
The most widely recognized women-owned business certification for private-sector and federal contracts.
SBA Women-Owned Small Business (WOSB) / EDWOSB
Federal set-aside certification granting access to women-owned contracting opportunities and EDWOSB (economically disadvantaged) sole-source awards.
NWBOC (National Women Business Owners Corporation)
Recognized for state, municipal, and corporate supplier-diversity programs.
Am I eligible?
If these four things are true, you probably qualify.
6+ months
Time in business
$15K+
Monthly revenue
500+ FICO
Personal credit
Required for deposit
Business bank account
Grants and capital
Grants and capital. How they combine.
Grants are not loans, they do not require repayment but they also do not move as fast. If cash is needed this week, revenue-based funding closes the gap; a grant application can run in parallel. Notable grants: Amber Grant for Women, Cartier Women's Initiative, Tory Burch Foundation Fellows.
Compatible products
ICG products that fit. Pick one. Mix two.
Equal Credit Opportunity Notice
ICG Funding complies with the Equal Credit Opportunity Act (ECOA). Credit decisions are made on the same underwriting criteria, revenue, bank-deposit history, time in business, and credit profile, without regard to race, color, religion, national origin, sex, marital status, age, sexual orientation, gender identity, veteran status, or any other protected characteristic.
FAQ
FAQs. Plainly.
ICG underwrites every applicant on the same revenue-first criteria. Certifications can unlock third-party grant and contracting programs outside ICG. See the certifications list on this page.
WBENC (Women's Business Enterprise National Council), WBE: The most widely recognized women-owned business certification for private-sector and federal contracts. SBA Women-Owned Small Business (WOSB) / EDWOSB: Federal set-aside certification granting access to women-owned contracting opportunities and EDWOSB (economically disadvantaged) sole-source awards. NWBOC (National Women Business Owners Corporation): Recognized for state, municipal, and corporate supplier-diversity programs.
Grants are not loans, they do not require repayment but they also do not move as fast. If cash is needed this week, revenue-based funding closes the gap; a grant application can run in parallel. Notable grants: Amber Grant for Women, Cartier Women's Initiative, Tory Burch Foundation Fellows.
ICG Funding complies with the Equal Credit Opportunity Act (ECOA). Credit decisions are made on the same underwriting criteria, revenue, bank-deposit history, time in business, and credit profile, without regard to race, color, religion, national origin, sex, marital status, age, sexual orientation, gender identity, veteran status, or any other protected characteristic.