Small business funding · New Jersey (NJ)
New Jersey small business loans. Funded inside 24 hours.
ICG Funding helps New Jersey operators nationwide. Revenue-based underwriting, 500+ FICO accepted, and funding in 24 hours. No data selling to third-party marketers.
Last updated · 2026-04-16
Why ICG in New Jersey
Capital that knows New Jersey. Revenue-first underwriting.
New Jersey operators borrow for the same reason every operator does: timing. ICG underwrites on bank-deposit history and returns decisions in hours, not weeks. State-specific disclosures and UCC handling are baked into every product page.
Coverage
Funding small businesses across New Jersey. City by city.
Industries
Top-funded industries in New Jersey. Where the deposits land.
Healthcare
Professional Services
Trucking
Retail
Am I eligible?
If these four things are true, you probably qualify.
6+ months
Time in business
$15K+
Monthly revenue
500+ FICO
Personal credit
Required for deposit
Business bank account
New Jersey disclosure
New Jersey requires commercial financing disclosures on transactions under $500K. ICG provides the mandated APR-equivalent disclosures on all NJ offers before funding.
FAQ
New Jersey funding FAQs. Plainly.
ICG Funding helps New Jersey operators nationwide. Revenue-based underwriting, 500+ FICO accepted, and funding in 24 hours. No data selling to third-party marketers.
ICG funds businesses across all legal industries in New Jersey. The state's dominant sectors include Healthcare, Professional Services, Trucking, Retail.
Most ICG applicants in New Jersey receive a decision within 2 to 4 hours and funds within 24 hours of accepting an offer. SBA loans take 30 to 90 days due to federal requirements.
ICG accepts personal FICO scores as low as 500. Underwriting is primarily driven by business bank-deposit history, not credit score.
New Jersey requires commercial financing disclosures on transactions under $500K. ICG provides the mandated APR-equivalent disclosures on all NJ offers before funding.
ICG products in New Jersey
Every funding product available to New Jersey businesses.
Each page covers New Jersey-specific commercial financing disclosure rules and where to file UCCs.
Apply · New Jersey