product
Revenue-Based Funding
Revenue-based funding is a working capital product priced on monthly business revenue rather than credit score, repaid through fixed daily or weekly ACH.
Last updated Reviewed by ICG Funding
Definition
What it means.
ICG’s revenue-based funding uses 3–6 months of business bank statements to size an offer. Personal credit is pulled (soft), but revenue is the primary driver. Approvals fund in 24 hours up to $500,000.
Revenue-based funding is priced with a factor rate (typically 1.15–1.45) and repaid via a fixed daily or weekly ACH over 3–18 months. It is a practical bridge for businesses that do not yet qualify for bank loans or SBA, and a fast alternative when timing matters.
Now what?
Get an offer that accounts for revenue-based funding.
Soft-pull credit check. Quick application. No obligation.