Diagnostic Imaging Upgrades
Digital radiography and in-house ultrasound can cost $40K–$120K per system. Most banks won't finance under 2 years of tax returns, we finance against clinic revenue.
Industries · Veterinary Practices
Veterinary Practice Loans & Financing. Expand the practice. Upgrade the lab. Hire the associate.
Finance veterinary equipment, hire associate DVMs, acquire practices. Revenue-based underwriting for vet clinics. 24-hour approval.
At a glance
What funding is available for veterinary practices?
Finance veterinary equipment, hire associate DVMs, acquire practices. Revenue-based underwriting for vet clinics. 24-hour approval.
- Funding speed
- 24 Hours
- Min FICO
- 500+
- Min revenue
- $15K/mo
Last updated 2026-06-24
Why we fund veterinary practices
We underwrite the rhythm, not the label.
The numbers below are the playbook ICG runs against veterinary practices every week. Cash flow patterns, repayment tolerance, and seasonality are read from your bank activity, not assumed from your category code.
24 hr
Typical funding speed
500+
FICO floor
$15K+
Monthly revenue minimum
No docs
Required to start an application
Every approval comes from a person, not a policy engine. An underwriter who has read hundreds of veterinary practices bank files looks at yours and answers the same business day.
Common funding uses
What capital is actually for in veterinary practices.
The scenarios below are the recurring reasons ICG funds this vertical. If your situation looks like one of these, the underwriting playbook is already written.
Associate Veterinarian Hire
Attracting a second DVM requires signing-bonus capital and space improvements. Working capital funds both without disrupting clinic operations.
Practice Acquisition
Buying out a retiring vet requires capital that banks take 60–90 days to commit. Bridge financing secures the LOI while SBA paperwork works through the system.
Products mapped to this industry
- Equipment
Finance digital X-ray, ultrasound, in-house blood analyzers, and surgical equipment with the equipment as collateral.
- Revenue Funding
Working capital against clinic revenue for staffing, inventory, and facility improvements.
- SBA Loans
Long-term practice acquisition or real-estate-backed expansion at the lowest cost of capital available.
Eligibility for veterinary practices
The bar is short. And it is the whole bar.
No upsells, no surprise documents. Meet the criteria below and the application is built for you.
- 01
Minimum 1 year operating as a licensed veterinary practice
- 02
$20,000+ monthly revenue
- 03
500+ personal credit score
- 04
Valid DVM license for at least one practice owner
Get funded in your city
Veterinary Practices funding near you.
- Brooklyn →
- Manhattan →
- Queens →
- The Bronx →
- Staten Island →
- Long Island →
- Westchester County →
- Buffalo →
- Rochester →
- Albany →
- Los Angeles →
- San Francisco →
- San Jose →
- San Diego →
- Sacramento →
- Orange County →
- Fresno →
- Bakersfield →
- Houston →
- Dallas →
- Fort Worth →
- Austin →
- San Antonio →
- El Paso →
- Corpus Christi →
- Miami →
- Tampa →
- Orlando →
- Jacksonville →
- Fort Lauderdale →
- West Palm Beach →
- Tallahassee →
Questions, answered
Real questions from veterinary practices operators answered straight.
Do you fund mobile veterinary practices?
Yes. Mobile and house-call practices with consistent deposits qualify. A registered vehicle and state license are required.
Can I finance a surgical laser?
Yes. Surgical lasers, dental units, and in-house analyzers are all financeable equipment with the unit as collateral.
Will taking funding affect my AAHA accreditation?
No. Practice financing is a business operations decision, not a clinical-standards decision. Accreditation is unaffected.
Ready when you are
Get veterinary practices funding in 24 hours.
Soft credit pull. Same business day answer. One dedicated ICG team from application to wire.