FAQ · Application process
Can I apply on behalf of my client's business?
Last updated 2026-04-16
Memorandum · From the underwriting desk
Can I apply on behalf of my client's business?
ICG works directly with business owners. If you are a CPA, attorney, or advisor referring a client, you are welcome to share our information with them, but the application must be submitted by an authorized owner of the business.
ICG UnderwritingRef · ICG-APPLY-
Practical context
What to expect during the application process
Most friction in small-business funding comes from missing context, not missing forms. ICG keeps the early application light, then asks for only the documents needed to support a real underwriting decision.
- Initial application in minutes, not hours
- Bank statements used to verify operating reality
- Offer terms disclosed before any commitment
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