FAQ · Application process
What documents will I need?
Last updated 2026-04-16
Memorandum · From the underwriting desk
What documents will I need?
For most products, we require 3–6 months of business bank statements and a valid government-issued ID. SBA loans require additional documentation including tax returns and financial statements.
ICG UnderwritingRef · ICG-WHAT-D
Practical context
What to expect during the application process
Most friction in small-business funding comes from missing context, not missing forms. ICG keeps the early application light, then asks for only the documents needed to support a real underwriting decision.
- Initial application in minutes, not hours
- Bank statements used to verify operating reality
- Offer terms disclosed before any commitment
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