revenue-based funding for beauty & wellness
Revenue-Based Funding for Beauty & Wellness businesses. Built for beauty & wellness cash flow.
Revenue-based funding uses your monthly business income, not your personal credit history, to determine how much capital you can access. If your register is ringing, your capital is waiting.
- Max funding
- $500K
- Term
- 3–18 months
- Time to fund
- 24 hours
- Min FICO
- 500+
The short answer
Is Revenue Funding the right fit for Beauty & Wellness businesses?
Working capital against treatment revenue, build-outs, hiring, and product inventory all covered.
Last updated 2026-06-24
Why this fit
Common cash-flow gaps in beauty & wellness. Revenue-Based Funding maps to the ones below.
These are the underwriting realities and operational pressures we see most often in this industry.
Build-Out Costs
Chairs, stations, plumbing, and lighting for a new salon or spa location can exceed $100K. Traditional banks rarely fund cosmetology build-outs without collateral.
Booth-Rent Staffing Model
Commission-vs.-booth-rent transitions can briefly invert your cash flow. Revenue-based funding smooths the transition without layoffs.
Inventory for Retail Product Lines
Professional haircare, skincare, and product retail lines require upfront wholesale buys. Working capital bridges between the order and the sell-through.
Representative scenario
What a typical beauty & wellness revenue-based funding looks like. Numbers below are illustrative.
Your actual offer depends on your bank statement history, time in business, credit profile, and existing debt.
Rates vary by applicant. Representative example only.
Qualification
What we look for in beauty & wellness files. Underwriting, in plain language.
- Minimum 6 months operating as a licensed salon, spa, or wellness business
- $15,000+ monthly revenue
- 500+ personal credit score
- Valid state cosmetology / esthetician / massage-therapy license as applicable
Other ICG products for beauty & wellness
Not the right fit? Here is what else works in your industry.
Common questions
Revenue-Based Funding for beauty & wellness. Honest answers, no fine print games.
QDo you fund solo-operator booth renters?
Solo operators with their own EIN, business bank account, and 6+ months of deposits can qualify under the same guidelines as salon owners.
QWhat counts as revenue, service only or retail too?
Both. Retail product sales count as business revenue alongside services. Show them together in your deposit history.
QCan I finance a new laser hair removal machine?
Yes. IPL, diode, and Nd:YAG systems are routinely financed against the equipment with standard medical-device terms.
QDoes applying affect my credit score?
No. We perform a soft credit inquiry during the initial review, which does not impact your credit score. A hard pull may occur only after you accept a funding offer.
QHow is the repayment amount determined?
Repayment is based on a percentage of your daily or weekly revenue. The exact amount is fixed at the time of funding so you always know what to expect.
QCan I pay off early?
Yes. Many of our revenue-based funding agreements allow early payoff with a discount on the remaining factor rate balance.
Revenue-Based Funding for other industries
Where else this works. One product, many verticals.
Ready when you are
Ready to fund your beauty & wellness business? 24 hours to fund.
Quick application. Soft credit pull only. Real human review.