revenue-based funding for staffing & professional services
Revenue-Based Funding for Staffing & Professional Services businesses. Built for staffing & professional services cash flow.
Revenue-based funding uses your monthly business income, not your personal credit history, to determine how much capital you can access. If your register is ringing, your capital is waiting.
- Max funding
- $500K
- Term
- 3–18 months
- Time to fund
- 24 hours
- Min FICO
- 500+
The short answer
Is Revenue Funding the right fit for Staffing & Professional Services businesses?
Working capital to cover payroll spikes during rapid ramp-ups.
Last updated 2026-06-24
Why this fit
Common cash-flow gaps in staffing & professional services. Revenue-Based Funding maps to the ones below.
These are the underwriting realities and operational pressures we see most often in this industry.
Weekly Payroll vs. Monthly Invoicing
Every Friday, you pay contractors. Every 30–60 days, your client pays you. That cash-flow inversion is the #1 reason staffing firms fail, and the #1 reason factoring exists.
Rapid Headcount Expansion
Landing a large MSA often means ramping 20–40 billable contractors in weeks. The working capital to cover payroll before the first invoice pays is the make-or-break moment.
Back-Office Technology
ATS systems, VMS integrations, and billing software modernize your margins but require capital. Term loans smooth the investment over multiple fiscal years.
Representative scenario
What a typical staffing & professional services revenue-based funding looks like. Numbers below are illustrative.
Your actual offer depends on your bank statement history, time in business, credit profile, and existing debt.
Rates vary by applicant. Representative example only.
Qualification
What we look for in staffing & professional services files. Underwriting, in plain language.
- Minimum 6 months operating as a staffing or professional services firm
- $25,000+ monthly invoiced revenue
- 500+ personal credit score
- Creditworthy B2B clients (non-consumer)
- No outstanding liens on accounts receivable
Other ICG products for staffing & professional services
Not the right fit? Here is what else works in your industry.
Invoice Factoring
Factor client invoices the same week your contractors bill, weekly payroll funded against next month's receivables.
See for staffing & professional servicesBusiness Line of Credit
Ongoing revolving capital for payroll timing mismatches across multiple client MSAs.
See for staffing & professional services
Common questions
Revenue-Based Funding for staffing & professional services. Honest answers, no fine print games.
QDo my clients know I'm factoring?
Typically yes for staffing, notification factoring is standard because payments are redirected to a lockbox. Non-notification arrangements are available on request.
QWhat if a client pays late or defaults?
Non-recourse factoring covers client default on qualifying invoices. Late payments are handled through our collections process, you don't chase receivables.
QCan I factor 1099 contractor invoices?
Yes. The underlying B2B invoice to your client is what we factor. How you pay your contractors (W-2 or 1099) is separate.
QDoes applying affect my credit score?
No. We perform a soft credit inquiry during the initial review, which does not impact your credit score. A hard pull may occur only after you accept a funding offer.
QHow is the repayment amount determined?
Repayment is based on a percentage of your daily or weekly revenue. The exact amount is fixed at the time of funding so you always know what to expect.
QCan I pay off early?
Yes. Many of our revenue-based funding agreements allow early payoff with a discount on the remaining factor rate balance.
Revenue-Based Funding for other industries
Where else this works. One product, many verticals.
Ready when you are
Ready to fund your staffing & professional services business? 24 hours to fund.
Quick application. Soft credit pull only. Real human review.