New York State · Long Island, NY
Small business funding in Long Island. When banks say no.
Nassau and Suffolk counties combined host over 100,000 small-business establishments — one of the largest SMB bases in the country outside a major metro core. Healthcare practices, trades contractors, and seasonal retailers dominate.
Long Island operators are 45–90 minutes from 1315 Ave J depending on county. ICG funds remotely via ACH and wire the same day as offer acceptance.
Why ICG for Long Island
Capital that moves at Long Island speed. Not bank speed.
Long Island operators borrow because the right week beats the right rate. ICG underwrites on revenue, not narrative, and decisions land inside 24 hours.
Decisions
Inside 24 hours
Credit floor
500+ FICO accepted
Underwriting
Revenue-based, no tax returns
Industries in Long Island
Priority industries we fund in Long Island. Pick yours.
Healthcare funding in Long Island
Medical and dental practices wait longer than almost any other small-business vertical for insurance reimbursement to clear. Working capital closes the gap so payroll, equipment, and expansion never stall.
See healthcare funding details
Service Businesses funding in Long Island
Service operators — auto repair, salons, cleaners, HVAC, landscaping, professional services — live on the tightest payroll-to-receivables timing in small-business lending. ICG underwrites against revenue, not tax returns, so crews keep moving.
See service businesses funding details
Retail funding in Long Island
Retail inventory turns the calendar before the register does. ICG funds the pre-season buy, the seasonal staffing push, and the next build-out before sell-through even starts.
See retail funding details
Construction & Contractors funding in Long Island
Construction operators pay crews every Friday and collect on net-60 from clients. That gap is where builders fail — unless capital moves faster than the build cycle.
See construction & contractors funding details
Am I eligible in Long Island?
If these four things are true, you probably qualify.
6+ months
Time in business
$15K+
Monthly revenue
500+ FICO
Personal credit
Required for deposit
Business bank account
Other New York markets
Nearby cities we also fund. Same playbook.
Apply · Long Island
Funding for Long Island businesses. Apply in minutes.
Soft pull only. Decisions inside 24 hours.