New York City · Queens, NY
Small business funding in Queens. When banks say no.
Queens is the most ethnically diverse county in the United States, with a correspondingly wide spread of small-business types — food service in Jackson Heights, logistics in Long Island City, healthcare in Flushing. Many operators are first-generation and underbanked.
ICG serves Queens operators directly from Midwood — Long Island City is 35 minutes via the BQE, Flushing under an hour. Voice OTP and e-sign close the loop without an in-person visit.
Why ICG for Queens
Capital that moves at Queens speed. Not bank speed.
Queens operators borrow because the right week beats the right rate. ICG underwrites on revenue, not narrative, and decisions land inside 24 hours.
Decisions
Inside 24 hours
Credit floor
500+ FICO accepted
Underwriting
Revenue-based, no tax returns
Industries in Queens
Priority industries we fund in Queens. Pick yours.
Healthcare funding in Queens
Medical and dental practices wait longer than almost any other small-business vertical for insurance reimbursement to clear. Working capital closes the gap so payroll, equipment, and expansion never stall.
See healthcare funding details
Service Businesses funding in Queens
Service operators — auto repair, salons, cleaners, HVAC, landscaping, professional services — live on the tightest payroll-to-receivables timing in small-business lending. ICG underwrites against revenue, not tax returns, so crews keep moving.
See service businesses funding details
Retail funding in Queens
Retail inventory turns the calendar before the register does. ICG funds the pre-season buy, the seasonal staffing push, and the next build-out before sell-through even starts.
See retail funding details
Construction & Contractors funding in Queens
Construction operators pay crews every Friday and collect on net-60 from clients. That gap is where builders fail — unless capital moves faster than the build cycle.
See construction & contractors funding details
Am I eligible in Queens?
If these four things are true, you probably qualify.
6+ months
Time in business
$15K+
Monthly revenue
500+ FICO
Personal credit
Required for deposit
Business bank account
Other New York markets
Nearby cities we also fund. Same playbook.
Apply · Queens
Funding for Queens businesses. Apply in minutes.
Soft pull only. Decisions inside 24 hours.