Tampa Bay, Florida · Tampa, FL
Small business funding in Tampa. When banks say no.
Tampa's SMB economy reflects a port-logistics base, a strong healthcare bench around USF Health, and the hospitality corridor along Ybor City and the Riverwalk. Bridge and revenue-based funding lead inbound demand.
Tampa funding clears same-day by ACH. ET underwriting alignment keeps Florida applicants on same-day cadence.
Why ICG for Tampa
Capital that moves at Tampa speed. Not bank speed.
Tampa operators borrow because the right week beats the right rate. ICG underwrites on revenue, not narrative, and decisions land inside 24 hours.
Decisions
Inside 24 hours
Credit floor
500+ FICO accepted
Underwriting
Revenue-based, no tax returns
Industries in Tampa
Priority industries we fund in Tampa. Pick yours.
Healthcare funding in Tampa
Medical and dental practices wait longer than almost any other small-business vertical for insurance reimbursement to clear. Working capital closes the gap so payroll, equipment, and expansion never stall.
See healthcare funding details
Service Businesses funding in Tampa
Service operators — auto repair, salons, cleaners, HVAC, landscaping, professional services — live on the tightest payroll-to-receivables timing in small-business lending. ICG underwrites against revenue, not tax returns, so crews keep moving.
See service businesses funding details
Retail funding in Tampa
Retail inventory turns the calendar before the register does. ICG funds the pre-season buy, the seasonal staffing push, and the next build-out before sell-through even starts.
See retail funding details
Construction & Contractors funding in Tampa
Construction operators pay crews every Friday and collect on net-60 from clients. That gap is where builders fail — unless capital moves faster than the build cycle.
See construction & contractors funding details
Am I eligible in Tampa?
If these four things are true, you probably qualify.
6+ months
Time in business
$15K+
Monthly revenue
500+ FICO
Personal credit
Required for deposit
Business bank account
Other Florida markets
Nearby cities we also fund. Same playbook.
Apply · Tampa
Funding for Tampa businesses. Apply in minutes.
Soft pull only. Decisions inside 24 hours.