South Florida · West Palm Beach, FL
Small business funding in West Palm Beach. When banks say no.
West Palm Beach's operator bench reflects its wealth-adjacent service economy — contractors, elective-medicine practices, and a tight hospitality corridor along Clematis and CityPlace. Seasonality is inverse-Northeast.
West Palm Beach funding moves same-day by ACH. ET alignment keeps same-day decisions standard.
Why ICG for West Palm Beach
Capital that moves at West Palm Beach speed. Not bank speed.
West Palm Beach operators borrow because the right week beats the right rate. ICG underwrites on revenue, not narrative, and decisions land inside 24 hours.
Decisions
Inside 24 hours
Credit floor
500+ FICO accepted
Underwriting
Revenue-based, no tax returns
Industries in West Palm Beach
Priority industries we fund in West Palm Beach. Pick yours.
Healthcare funding in West Palm Beach
Medical and dental practices wait longer than almost any other small-business vertical for insurance reimbursement to clear. Working capital closes the gap so payroll, equipment, and expansion never stall.
See healthcare funding details
Service Businesses funding in West Palm Beach
Service operators — auto repair, salons, cleaners, HVAC, landscaping, professional services — live on the tightest payroll-to-receivables timing in small-business lending. ICG underwrites against revenue, not tax returns, so crews keep moving.
See service businesses funding details
Retail funding in West Palm Beach
Retail inventory turns the calendar before the register does. ICG funds the pre-season buy, the seasonal staffing push, and the next build-out before sell-through even starts.
See retail funding details
Construction & Contractors funding in West Palm Beach
Construction operators pay crews every Friday and collect on net-60 from clients. That gap is where builders fail — unless capital moves faster than the build cycle.
See construction & contractors funding details
Am I eligible in West Palm Beach?
If these four things are true, you probably qualify.
6+ months
Time in business
$15K+
Monthly revenue
500+ FICO
Personal credit
Required for deposit
Business bank account
Other Florida markets
Nearby cities we also fund. Same playbook.
Apply · West Palm Beach
Funding for West Palm Beach businesses. Apply in minutes.
Soft pull only. Decisions inside 24 hours.