Raw Material Deposits
Suppliers want 30–50% down before the first pallet ships. Meanwhile, your buyer is on net-45. The capital to bridge a PO is the difference between growing and standing still.
Industries · Manufacturing
Manufacturing Business Loans & Working Capital. Fund the PO. Ship the order. Grow the line.
Working capital and equipment financing for manufacturers. Fund raw material deposits, scale production, finance CNC machines. 24-hour funding.
At a glance
What working capital is available for manufacturers?
Working capital and equipment financing for manufacturers. Fund raw material deposits, scale production, finance CNC machines. 24-hour funding.
- Funding speed
- 24 Hours
- Min FICO
- 500+
- Min revenue
- $15K/mo
Last updated 2026-06-24
Why we fund manufacturing
We underwrite the rhythm, not the label.
The numbers below are the playbook ICG runs against manufacturing every week. Cash flow patterns, repayment tolerance, and seasonality are read from your bank activity, not assumed from your category code.
24 hr
Typical funding speed
500+
FICO floor
$15K+
Monthly revenue minimum
No docs
Required to start an application
Every approval comes from a person, not a policy engine. An underwriter who has read hundreds of manufacturing bank files looks at yours and answers the same business day.
Common funding uses
What capital is actually for in manufacturing.
The scenarios below are the recurring reasons ICG funds this vertical. If your situation looks like one of these, the underwriting playbook is already written.
Machinery Uptime
An injection mold, CNC, or press that's down is revenue burning. Same-day equipment financing keeps the line running when a 60-day bank process would close the shop.
Scaling for Large Orders
A Walmart or Target PO triples your volume overnight. Working capital to staff the second shift and double raw materials arrives from ICG in 24 hours.
Products mapped to this industry
- Revenue Funding
Working capital against production revenue, underwritten from your bank statements, not your credit score.
- Equipment
Finance CNC machines, presses, injection molds, conveyors, and production equipment with the equipment as collateral.
- Factoring
Factor large B2B purchase orders to get 90% of the invoice within 24 hours of shipment.
Eligibility for manufacturing
The bar is short. And it is the whole bar.
No upsells, no surprise documents. Meet the criteria below and the application is built for you.
- 01
Minimum 1 year operating as a manufacturer
- 02
$25,000+ monthly revenue
- 03
500+ personal credit score
- 04
Active business bank account showing B2B deposits
Questions, answered
Real questions from manufacturing operators answered straight.
Can I factor a single large PO?
Yes. Spot factoring a single large invoice or PO is available without a full factoring facility, provided the buyer is creditworthy.
Do you fund contract manufacturers?
Yes. Contract manufacturers with signed master services agreements and recurring customer deposits are ideal factoring + revenue-based funding candidates.
Can I finance a used CNC?
Yes. Used production equipment is routinely financed when backed by a dealer invoice or appraisal.
Ready when you are
Get manufacturing funding in 24 hours.
Soft credit pull. Same business day answer. One dedicated ICG team from application to wire.