FAQ · Repayment
How does repayment work?
Last updated 2026-04-16
Memorandum · From the underwriting desk
How does repayment work?
Repayment depends on the product. Revenue-based funding uses fixed daily or weekly automatic debits. Term loans use fixed monthly payments. Lines of credit require minimum monthly payments on your drawn balance. BCAs use daily remittance as a percentage of card sales. All repayment terms are clearly disclosed before you accept.
ICG UnderwritingRef · ICG-HOW-DO
Practical context
How to think about repayment
Repayment terms should be read as operating constraints, not just pricing. The practical question is whether the payment cadence fits the business cycle without creating unnecessary cash-flow compression.
- Daily, weekly, or monthly payment cadence
- Total repayment cost and any early-payoff mechanics
- How the obligation fits existing debt service
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