FAQ · Repayment
How fast can I get funded?
Last updated 2026-04-16
Memorandum · From the underwriting desk
How fast can I get funded?
Most funding is deposited within 24 hours of accepting your offer. Same-day funding is available for applications approved before 11 AM ET. Invoice factoring can fund same-day once the facility is set up. SBA loans typically take 30–90 days due to federal requirements.
ICG UnderwritingRef · ICG-HOW-FA
Practical context
How to think about repayment
Repayment terms should be read as operating constraints, not just pricing. The practical question is whether the payment cadence fits the business cycle without creating unnecessary cash-flow compression.
- Daily, weekly, or monthly payment cadence
- Total repayment cost and any early-payoff mechanics
- How the obligation fits existing debt service
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