FAQ · Repayment
Are there prepayment penalties?
Last updated 2026-04-16
Memorandum · From the underwriting desk
Are there prepayment penalties?
Most ICG products allow early repayment with a discount on the remaining balance. Specific prepayment terms are disclosed in your funding agreement before you accept.
ICG UnderwritingRef · ICG-PREPAY
Practical context
How to think about repayment
Repayment terms should be read as operating constraints, not just pricing. The practical question is whether the payment cadence fits the business cycle without creating unnecessary cash-flow compression.
- Daily, weekly, or monthly payment cadence
- Total repayment cost and any early-payoff mechanics
- How the obligation fits existing debt service
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