West Texas · El Paso, TX
Small business funding in El Paso. When banks say no.
El Paso's cross-border economic integration with Ciudad Juárez shapes an SMB base heavy in logistics, manufacturing, and bilingual professional services. Inventory and equipment financing dominate ticket-size.
El Paso funding clears same-day by ACH. MT underwriting coverage keeps decisions on same-day cadence.
Why ICG for El Paso
Capital that moves at El Paso speed. Not bank speed.
El Paso operators borrow because the right week beats the right rate. ICG underwrites on revenue, not narrative, and decisions land inside 24 hours.
Decisions
Inside 24 hours
Credit floor
500+ FICO accepted
Underwriting
Revenue-based, no tax returns
Industries in El Paso
Priority industries we fund in El Paso. Pick yours.
Healthcare funding in El Paso
Medical and dental practices wait longer than almost any other small-business vertical for insurance reimbursement to clear. Working capital closes the gap so payroll, equipment, and expansion never stall.
See healthcare funding details
Service Businesses funding in El Paso
Service operators — auto repair, salons, cleaners, HVAC, landscaping, professional services — live on the tightest payroll-to-receivables timing in small-business lending. ICG underwrites against revenue, not tax returns, so crews keep moving.
See service businesses funding details
Retail funding in El Paso
Retail inventory turns the calendar before the register does. ICG funds the pre-season buy, the seasonal staffing push, and the next build-out before sell-through even starts.
See retail funding details
Construction & Contractors funding in El Paso
Construction operators pay crews every Friday and collect on net-60 from clients. That gap is where builders fail — unless capital moves faster than the build cycle.
See construction & contractors funding details
Am I eligible in El Paso?
If these four things are true, you probably qualify.
6+ months
Time in business
$15K+
Monthly revenue
500+ FICO
Personal credit
Required for deposit
Business bank account
Other Texas markets
Nearby cities we also fund. Same playbook.
Apply · El Paso
Funding for El Paso businesses. Apply in minutes.
Soft pull only. Decisions inside 24 hours.