South Texas · San Antonio, TX
Small business funding in San Antonio. When banks say no.
San Antonio's SMB economy leans healthcare, hospitality (River Walk anchor), and a steady contractor bench. Military-retiree entrepreneurship is a distinctive demographic signal in incoming applications.
ICG funds San Antonio applicants same-day by ACH. No geographic friction applies.
Why ICG for San Antonio
Capital that moves at San Antonio speed. Not bank speed.
San Antonio operators borrow because the right week beats the right rate. ICG underwrites on revenue, not narrative, and decisions land inside 24 hours.
Decisions
Inside 24 hours
Credit floor
500+ FICO accepted
Underwriting
Revenue-based, no tax returns
Industries in San Antonio
Priority industries we fund in San Antonio. Pick yours.
Healthcare funding in San Antonio
Medical and dental practices wait longer than almost any other small-business vertical for insurance reimbursement to clear. Working capital closes the gap so payroll, equipment, and expansion never stall.
See healthcare funding details
Service Businesses funding in San Antonio
Service operators — auto repair, salons, cleaners, HVAC, landscaping, professional services — live on the tightest payroll-to-receivables timing in small-business lending. ICG underwrites against revenue, not tax returns, so crews keep moving.
See service businesses funding details
Retail funding in San Antonio
Retail inventory turns the calendar before the register does. ICG funds the pre-season buy, the seasonal staffing push, and the next build-out before sell-through even starts.
See retail funding details
Construction & Contractors funding in San Antonio
Construction operators pay crews every Friday and collect on net-60 from clients. That gap is where builders fail — unless capital moves faster than the build cycle.
See construction & contractors funding details
Am I eligible in San Antonio?
If these four things are true, you probably qualify.
6+ months
Time in business
$15K+
Monthly revenue
500+ FICO
Personal credit
Required for deposit
Business bank account
Other Texas markets
Nearby cities we also fund. Same playbook.
Apply · San Antonio
Funding for San Antonio businesses. Apply in minutes.
Soft pull only. Decisions inside 24 hours.