Greater Houston, Texas · Houston, TX

Small business funding in Houston. When banks say no.

Houston's SMB base reflects its port, energy, and Texas Medical Center bench. Contractor and logistics operators drive the largest share of inbound capital applications; equipment financing leads ticket-size on average.

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ICG funds Houston applicants same-day by ACH. Central-time underwriting coverage runs 8am–7pm CT so East-Coast hours never delay Texas decisions.

Why ICG for Houston

Capital that moves at Houston speed. Not bank speed.

Houston operators borrow because the right week beats the right rate. ICG underwrites on revenue, not narrative, and decisions land inside 24 hours.

Decisions

Inside 24 hours

Credit floor

500+ FICO accepted

Underwriting

Revenue-based, no tax returns

Industries in Houston

Priority industries we fund in Houston. Pick yours.

Healthcare funding in Houston

Medical and dental practices wait longer than almost any other small-business vertical for insurance reimbursement to clear. Working capital closes the gap so payroll, equipment, and expansion never stall.

See healthcare funding details

Service Businesses funding in Houston

Service operators — auto repair, salons, cleaners, HVAC, landscaping, professional services — live on the tightest payroll-to-receivables timing in small-business lending. ICG underwrites against revenue, not tax returns, so crews keep moving.

See service businesses funding details

Retail funding in Houston

Retail inventory turns the calendar before the register does. ICG funds the pre-season buy, the seasonal staffing push, and the next build-out before sell-through even starts.

See retail funding details

Construction & Contractors funding in Houston

Construction operators pay crews every Friday and collect on net-60 from clients. That gap is where builders fail — unless capital moves faster than the build cycle.

See construction & contractors funding details

Am I eligible in Houston?