Central Valley, California · Fresno, CA

Small business funding in Fresno. When banks say no.

Fresno's SMB economy is tied to Central Valley agriculture, logistics feeding the I-5 corridor, and a steady healthcare-service footprint. Agricultural seasonality is the #1 driver of inbound capital applications.

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ICG funds Fresno applicants same-day by ACH. No geographic premium applies to Central Valley funding.

Why ICG for Fresno

Capital that moves at Fresno speed. Not bank speed.

Fresno operators borrow because the right week beats the right rate. ICG underwrites on revenue, not narrative, and decisions land inside 24 hours.

Decisions

Inside 24 hours

Credit floor

500+ FICO accepted

Underwriting

Revenue-based, no tax returns

Industries in Fresno

Priority industries we fund in Fresno. Pick yours.

Healthcare funding in Fresno

Medical and dental practices wait longer than almost any other small-business vertical for insurance reimbursement to clear. Working capital closes the gap so payroll, equipment, and expansion never stall.

See healthcare funding details

Service Businesses funding in Fresno

Service operators — auto repair, salons, cleaners, HVAC, landscaping, professional services — live on the tightest payroll-to-receivables timing in small-business lending. ICG underwrites against revenue, not tax returns, so crews keep moving.

See service businesses funding details

Retail funding in Fresno

Retail inventory turns the calendar before the register does. ICG funds the pre-season buy, the seasonal staffing push, and the next build-out before sell-through even starts.

See retail funding details

Construction & Contractors funding in Fresno

Construction operators pay crews every Friday and collect on net-60 from clients. That gap is where builders fail — unless capital moves faster than the build cycle.

See construction & contractors funding details

Am I eligible in Fresno?