Southern California · San Diego, CA
Small business funding in San Diego. When banks say no.
San Diego blends military-adjacent contracting, biotech manufacturing, and a strong hospitality base. Border-region trucking and logistics operators add a distinct cross-border cash-flow profile.
ICG funds San Diego applicants the same day as offer acceptance — standard ACH timing, no location-based friction.
Why ICG for San Diego
Capital that moves at San Diego speed. Not bank speed.
San Diego operators borrow because the right week beats the right rate. ICG underwrites on revenue, not narrative, and decisions land inside 24 hours.
Decisions
Inside 24 hours
Credit floor
500+ FICO accepted
Underwriting
Revenue-based, no tax returns
Industries in San Diego
Priority industries we fund in San Diego. Pick yours.
Healthcare funding in San Diego
Medical and dental practices wait longer than almost any other small-business vertical for insurance reimbursement to clear. Working capital closes the gap so payroll, equipment, and expansion never stall.
See healthcare funding details
Service Businesses funding in San Diego
Service operators — auto repair, salons, cleaners, HVAC, landscaping, professional services — live on the tightest payroll-to-receivables timing in small-business lending. ICG underwrites against revenue, not tax returns, so crews keep moving.
See service businesses funding details
Retail funding in San Diego
Retail inventory turns the calendar before the register does. ICG funds the pre-season buy, the seasonal staffing push, and the next build-out before sell-through even starts.
See retail funding details
Construction & Contractors funding in San Diego
Construction operators pay crews every Friday and collect on net-60 from clients. That gap is where builders fail — unless capital moves faster than the build cycle.
See construction & contractors funding details
Am I eligible in San Diego?
If these four things are true, you probably qualify.
6+ months
Time in business
$15K+
Monthly revenue
500+ FICO
Personal credit
Required for deposit
Business bank account
Other California markets
Nearby cities we also fund. Same playbook.
Apply · San Diego
Funding for San Diego businesses. Apply in minutes.
Soft pull only. Decisions inside 24 hours.